LTV · monthly repayment
▼ 0.50% · 3.625%
HK$83,603
−HK$5,243/mo
▼ 0.25% · 3.875%
HK$86,204
−HK$2,642/mo
Today · 4.125%
HK$88,846
baseline
▲ 0.50% · 4.625%
HK$94,252
+HK$5,406/mo
Deposit HK$18.33M · loan HK$18.33M · min. income ≈ HK$177,692/mo (50% DSR)
Upfront cash ≈ HK$19.89M (deposit + AVD stamp duty HK$1,558,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,008
−HK$5,025/mo
▼ 0.25% · 3.875%
HK$95,502
−HK$2,531/mo
Today · 4.125%
HK$98,033
baseline
▲ 0.50% · 4.625%
HK$103,200
+HK$5,167/mo
Deposit HK$18.33M · loan HK$18.33M · min. income ≈ HK$196,066/mo (50% DSR)
Upfront cash ≈ HK$19.89M (deposit + AVD stamp duty HK$1,558,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,324
−HK$6,291/mo
▼ 0.25% · 3.875%
HK$103,445
−HK$3,170/mo
Today · 4.125%
HK$106,615
baseline
▲ 0.50% · 4.625%
HK$113,103
+HK$6,488/mo
Deposit HK$14.67M · loan HK$22.00M · min. income ≈ HK$213,230/mo (50% DSR)
Upfront cash ≈ HK$16.22M (deposit + AVD stamp duty HK$1,558,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,609
−HK$6,030/mo
▼ 0.25% · 3.875%
HK$114,603
−HK$3,036/mo
Today · 4.125%
HK$117,639
baseline
▲ 0.50% · 4.625%
HK$123,840
+HK$6,201/mo
Deposit HK$14.67M · loan HK$22.00M · min. income ≈ HK$235,278/mo (50% DSR)
Upfront cash ≈ HK$16.22M (deposit + AVD stamp duty HK$1,558,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,045
−HK$7,339/mo
▼ 0.25% · 3.875%
HK$120,685
−HK$3,699/mo
Today · 4.125%
HK$124,384
baseline
▲ 0.50% · 4.625%
HK$131,953
+HK$7,569/mo
Deposit HK$11.00M · loan HK$25.66M · min. income ≈ HK$248,768/mo (50% DSR)
Upfront cash ≈ HK$12.56M (deposit + AVD stamp duty HK$1,558,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,211
−HK$7,035/mo
▼ 0.25% · 3.875%
HK$133,703
−HK$3,543/mo
Today · 4.125%
HK$137,246
baseline
▲ 0.50% · 4.625%
HK$144,480
+HK$7,234/mo
Deposit HK$11.00M · loan HK$25.66M · min. income ≈ HK$274,492/mo (50% DSR)
Upfront cash ≈ HK$12.56M (deposit + AVD stamp duty HK$1,558,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,486
−HK$9,437/mo
▼ 0.25% · 3.875%
HK$155,167
−HK$4,756/mo
Today · 4.125%
HK$159,923
baseline
▲ 0.50% · 4.625%
HK$169,654
+HK$9,731/mo
Deposit HK$3.67M · loan HK$33.00M · min. income ≈ HK$319,846/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$1,558,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,414
−HK$9,045/mo
▼ 0.25% · 3.875%
HK$171,904
−HK$4,555/mo
Today · 4.125%
HK$176,459
baseline
▲ 0.50% · 4.625%
HK$185,761
+HK$9,302/mo
Deposit HK$3.67M · loan HK$33.00M · min. income ≈ HK$352,918/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$1,558,221 · Scale 2, in force from 26 Feb 2026)