LTV · monthly repayment
▼ 0.50% · 3.625%
HK$83,608
−HK$5,242/mo
▼ 0.25% · 3.875%
HK$86,208
−HK$2,642/mo
Today · 4.125%
HK$88,850
baseline
▲ 0.50% · 4.625%
HK$94,257
+HK$5,407/mo
Deposit HK$18.33M · loan HK$18.33M · min. income ≈ HK$177,700/mo (50% DSR)
Upfront cash ≈ HK$19.89M (deposit + AVD stamp duty HK$1,558,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,013
−HK$5,025/mo
▼ 0.25% · 3.875%
HK$95,507
−HK$2,531/mo
Today · 4.125%
HK$98,038
baseline
▲ 0.50% · 4.625%
HK$103,205
+HK$5,167/mo
Deposit HK$18.33M · loan HK$18.33M · min. income ≈ HK$196,076/mo (50% DSR)
Upfront cash ≈ HK$19.89M (deposit + AVD stamp duty HK$1,558,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,329
−HK$6,292/mo
▼ 0.25% · 3.875%
HK$103,450
−HK$3,171/mo
Today · 4.125%
HK$106,621
baseline
▲ 0.50% · 4.625%
HK$113,108
+HK$6,487/mo
Deposit HK$14.67M · loan HK$22.00M · min. income ≈ HK$213,242/mo (50% DSR)
Upfront cash ≈ HK$16.22M (deposit + AVD stamp duty HK$1,558,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,615
−HK$6,030/mo
▼ 0.25% · 3.875%
HK$114,608
−HK$3,037/mo
Today · 4.125%
HK$117,645
baseline
▲ 0.50% · 4.625%
HK$123,846
+HK$6,201/mo
Deposit HK$14.67M · loan HK$22.00M · min. income ≈ HK$235,290/mo (50% DSR)
Upfront cash ≈ HK$16.22M (deposit + AVD stamp duty HK$1,558,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,051
−HK$7,340/mo
▼ 0.25% · 3.875%
HK$120,691
−HK$3,700/mo
Today · 4.125%
HK$124,391
baseline
▲ 0.50% · 4.625%
HK$131,959
+HK$7,568/mo
Deposit HK$11.00M · loan HK$25.67M · min. income ≈ HK$248,782/mo (50% DSR)
Upfront cash ≈ HK$12.56M (deposit + AVD stamp duty HK$1,558,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,218
−HK$7,035/mo
▼ 0.25% · 3.875%
HK$133,710
−HK$3,543/mo
Today · 4.125%
HK$137,253
baseline
▲ 0.50% · 4.625%
HK$144,488
+HK$7,235/mo
Deposit HK$11.00M · loan HK$25.67M · min. income ≈ HK$274,506/mo (50% DSR)
Upfront cash ≈ HK$12.56M (deposit + AVD stamp duty HK$1,558,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,494
−HK$9,437/mo
▼ 0.25% · 3.875%
HK$155,175
−HK$4,756/mo
Today · 4.125%
HK$159,931
baseline
▲ 0.50% · 4.625%
HK$169,662
+HK$9,731/mo
Deposit HK$3.67M · loan HK$33.00M · min. income ≈ HK$319,862/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$1,558,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,423
−HK$9,045/mo
▼ 0.25% · 3.875%
HK$171,913
−HK$4,555/mo
Today · 4.125%
HK$176,468
baseline
▲ 0.50% · 4.625%
HK$185,770
+HK$9,302/mo
Deposit HK$3.67M · loan HK$33.00M · min. income ≈ HK$352,936/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$1,558,299 · Scale 2, in force from 26 Feb 2026)