LTV · monthly repayment
▼ 0.50% · 3.625%
HK$83,608
−HK$5,243/mo
▼ 0.25% · 3.875%
HK$86,209
−HK$2,642/mo
Today · 4.125%
HK$88,851
baseline
▲ 0.50% · 4.625%
HK$94,258
+HK$5,407/mo
Deposit HK$18.33M · loan HK$18.33M · min. income ≈ HK$177,702/mo (50% DSR)
Upfront cash ≈ HK$19.89M (deposit + AVD stamp duty HK$1,558,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,013
−HK$5,026/mo
▼ 0.25% · 3.875%
HK$95,508
−HK$2,531/mo
Today · 4.125%
HK$98,039
baseline
▲ 0.50% · 4.625%
HK$103,206
+HK$5,167/mo
Deposit HK$18.33M · loan HK$18.33M · min. income ≈ HK$196,078/mo (50% DSR)
Upfront cash ≈ HK$19.89M (deposit + AVD stamp duty HK$1,558,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,330
−HK$6,292/mo
▼ 0.25% · 3.875%
HK$103,451
−HK$3,171/mo
Today · 4.125%
HK$106,622
baseline
▲ 0.50% · 4.625%
HK$113,109
+HK$6,487/mo
Deposit HK$14.67M · loan HK$22.00M · min. income ≈ HK$213,244/mo (50% DSR)
Upfront cash ≈ HK$16.22M (deposit + AVD stamp duty HK$1,558,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,616
−HK$6,030/mo
▼ 0.25% · 3.875%
HK$114,610
−HK$3,036/mo
Today · 4.125%
HK$117,646
baseline
▲ 0.50% · 4.625%
HK$123,848
+HK$6,202/mo
Deposit HK$14.67M · loan HK$22.00M · min. income ≈ HK$235,292/mo (50% DSR)
Upfront cash ≈ HK$16.22M (deposit + AVD stamp duty HK$1,558,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,052
−HK$7,340/mo
▼ 0.25% · 3.875%
HK$120,693
−HK$3,699/mo
Today · 4.125%
HK$124,392
baseline
▲ 0.50% · 4.625%
HK$131,961
+HK$7,569/mo
Deposit HK$11.00M · loan HK$25.67M · min. income ≈ HK$248,784/mo (50% DSR)
Upfront cash ≈ HK$12.56M (deposit + AVD stamp duty HK$1,558,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,219
−HK$7,035/mo
▼ 0.25% · 3.875%
HK$133,711
−HK$3,543/mo
Today · 4.125%
HK$137,254
baseline
▲ 0.50% · 4.625%
HK$144,489
+HK$7,235/mo
Deposit HK$11.00M · loan HK$25.67M · min. income ≈ HK$274,508/mo (50% DSR)
Upfront cash ≈ HK$12.56M (deposit + AVD stamp duty HK$1,558,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,495
−HK$9,437/mo
▼ 0.25% · 3.875%
HK$155,176
−HK$4,756/mo
Today · 4.125%
HK$159,932
baseline
▲ 0.50% · 4.625%
HK$169,664
+HK$9,732/mo
Deposit HK$3.67M · loan HK$33.00M · min. income ≈ HK$319,864/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$1,558,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,424
−HK$9,046/mo
▼ 0.25% · 3.875%
HK$171,914
−HK$4,556/mo
Today · 4.125%
HK$176,470
baseline
▲ 0.50% · 4.625%
HK$185,772
+HK$9,302/mo
Deposit HK$3.67M · loan HK$33.00M · min. income ≈ HK$352,940/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$1,558,314 · Scale 2, in force from 26 Feb 2026)