LTV · monthly repayment
▼ 0.50% · 3.625%
HK$83,610
−HK$5,244/mo
▼ 0.25% · 3.875%
HK$86,211
−HK$2,643/mo
Today · 4.125%
HK$88,854
baseline
▲ 0.50% · 4.625%
HK$94,260
+HK$5,406/mo
Deposit HK$18.33M · loan HK$18.33M · min. income ≈ HK$177,708/mo (50% DSR)
Upfront cash ≈ HK$19.89M (deposit + AVD stamp duty HK$1,558,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,016
−HK$5,025/mo
▼ 0.25% · 3.875%
HK$95,510
−HK$2,531/mo
Today · 4.125%
HK$98,041
baseline
▲ 0.50% · 4.625%
HK$103,209
+HK$5,168/mo
Deposit HK$18.33M · loan HK$18.33M · min. income ≈ HK$196,082/mo (50% DSR)
Upfront cash ≈ HK$19.89M (deposit + AVD stamp duty HK$1,558,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,333
−HK$6,291/mo
▼ 0.25% · 3.875%
HK$103,453
−HK$3,171/mo
Today · 4.125%
HK$106,624
baseline
▲ 0.50% · 4.625%
HK$113,112
+HK$6,488/mo
Deposit HK$14.67M · loan HK$22.00M · min. income ≈ HK$213,248/mo (50% DSR)
Upfront cash ≈ HK$16.23M (deposit + AVD stamp duty HK$1,558,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,619
−HK$6,030/mo
▼ 0.25% · 3.875%
HK$114,613
−HK$3,036/mo
Today · 4.125%
HK$117,649
baseline
▲ 0.50% · 4.625%
HK$123,851
+HK$6,202/mo
Deposit HK$14.67M · loan HK$22.00M · min. income ≈ HK$235,298/mo (50% DSR)
Upfront cash ≈ HK$16.23M (deposit + AVD stamp duty HK$1,558,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,055
−HK$7,340/mo
▼ 0.25% · 3.875%
HK$120,696
−HK$3,699/mo
Today · 4.125%
HK$124,395
baseline
▲ 0.50% · 4.625%
HK$131,964
+HK$7,569/mo
Deposit HK$11.00M · loan HK$25.67M · min. income ≈ HK$248,790/mo (50% DSR)
Upfront cash ≈ HK$12.56M (deposit + AVD stamp duty HK$1,558,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,222
−HK$7,036/mo
▼ 0.25% · 3.875%
HK$133,715
−HK$3,543/mo
Today · 4.125%
HK$137,258
baseline
▲ 0.50% · 4.625%
HK$144,493
+HK$7,235/mo
Deposit HK$11.00M · loan HK$25.67M · min. income ≈ HK$274,516/mo (50% DSR)
Upfront cash ≈ HK$12.56M (deposit + AVD stamp duty HK$1,558,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,499
−HK$9,437/mo
▼ 0.25% · 3.875%
HK$155,180
−HK$4,756/mo
Today · 4.125%
HK$159,936
baseline
▲ 0.50% · 4.625%
HK$169,668
+HK$9,732/mo
Deposit HK$3.67M · loan HK$33.00M · min. income ≈ HK$319,872/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$1,558,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,428
−HK$9,046/mo
▼ 0.25% · 3.875%
HK$171,919
−HK$4,555/mo
Today · 4.125%
HK$176,474
baseline
▲ 0.50% · 4.625%
HK$185,776
+HK$9,302/mo
Deposit HK$3.67M · loan HK$33.00M · min. income ≈ HK$352,948/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$1,558,354 · Scale 2, in force from 26 Feb 2026)