LTV · monthly repayment
▼ 0.50% · 3.625%
HK$83,613
−HK$5,243/mo
▼ 0.25% · 3.875%
HK$86,214
−HK$2,642/mo
Today · 4.125%
HK$88,856
baseline
▲ 0.50% · 4.625%
HK$94,263
+HK$5,407/mo
Deposit HK$18.33M · loan HK$18.33M · min. income ≈ HK$177,712/mo (50% DSR)
Upfront cash ≈ HK$19.89M (deposit + AVD stamp duty HK$1,558,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,018
−HK$5,026/mo
▼ 0.25% · 3.875%
HK$95,513
−HK$2,531/mo
Today · 4.125%
HK$98,044
baseline
▲ 0.50% · 4.625%
HK$103,212
+HK$5,168/mo
Deposit HK$18.33M · loan HK$18.33M · min. income ≈ HK$196,088/mo (50% DSR)
Upfront cash ≈ HK$19.89M (deposit + AVD stamp duty HK$1,558,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,335
−HK$6,292/mo
▼ 0.25% · 3.875%
HK$103,456
−HK$3,171/mo
Today · 4.125%
HK$106,627
baseline
▲ 0.50% · 4.625%
HK$113,115
+HK$6,488/mo
Deposit HK$14.67M · loan HK$22.00M · min. income ≈ HK$213,254/mo (50% DSR)
Upfront cash ≈ HK$16.23M (deposit + AVD stamp duty HK$1,558,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,622
−HK$6,031/mo
▼ 0.25% · 3.875%
HK$114,616
−HK$3,037/mo
Today · 4.125%
HK$117,653
baseline
▲ 0.50% · 4.625%
HK$123,854
+HK$6,201/mo
Deposit HK$14.67M · loan HK$22.00M · min. income ≈ HK$235,306/mo (50% DSR)
Upfront cash ≈ HK$16.23M (deposit + AVD stamp duty HK$1,558,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,058
−HK$7,341/mo
▼ 0.25% · 3.875%
HK$120,699
−HK$3,700/mo
Today · 4.125%
HK$124,399
baseline
▲ 0.50% · 4.625%
HK$131,968
+HK$7,569/mo
Deposit HK$11.00M · loan HK$25.67M · min. income ≈ HK$248,798/mo (50% DSR)
Upfront cash ≈ HK$12.56M (deposit + AVD stamp duty HK$1,558,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,226
−HK$7,036/mo
▼ 0.25% · 3.875%
HK$133,718
−HK$3,544/mo
Today · 4.125%
HK$137,262
baseline
▲ 0.50% · 4.625%
HK$144,497
+HK$7,235/mo
Deposit HK$11.00M · loan HK$25.67M · min. income ≈ HK$274,524/mo (50% DSR)
Upfront cash ≈ HK$12.56M (deposit + AVD stamp duty HK$1,558,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,503
−HK$9,438/mo
▼ 0.25% · 3.875%
HK$155,185
−HK$4,756/mo
Today · 4.125%
HK$159,941
baseline
▲ 0.50% · 4.625%
HK$169,673
+HK$9,732/mo
Deposit HK$3.67M · loan HK$33.00M · min. income ≈ HK$319,882/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$1,558,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,433
−HK$9,046/mo
▼ 0.25% · 3.875%
HK$171,924
−HK$4,555/mo
Today · 4.125%
HK$176,479
baseline
▲ 0.50% · 4.625%
HK$185,782
+HK$9,303/mo
Deposit HK$3.67M · loan HK$33.00M · min. income ≈ HK$352,958/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$1,558,398 · Scale 2, in force from 26 Feb 2026)