LTV · monthly repayment
▼ 0.50% · 3.625%
HK$83,618
−HK$5,244/mo
▼ 0.25% · 3.875%
HK$86,219
−HK$2,643/mo
Today · 4.125%
HK$88,862
baseline
▲ 0.50% · 4.625%
HK$94,269
+HK$5,407/mo
Deposit HK$18.34M · loan HK$18.34M · min. income ≈ HK$177,724/mo (50% DSR)
Upfront cash ≈ HK$19.89M (deposit + AVD stamp duty HK$1,558,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,025
−HK$5,025/mo
▼ 0.25% · 3.875%
HK$95,519
−HK$2,531/mo
Today · 4.125%
HK$98,050
baseline
▲ 0.50% · 4.625%
HK$103,219
+HK$5,169/mo
Deposit HK$18.34M · loan HK$18.34M · min. income ≈ HK$196,100/mo (50% DSR)
Upfront cash ≈ HK$19.89M (deposit + AVD stamp duty HK$1,558,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,342
−HK$6,292/mo
▼ 0.25% · 3.875%
HK$103,463
−HK$3,171/mo
Today · 4.125%
HK$106,634
baseline
▲ 0.50% · 4.625%
HK$113,123
+HK$6,489/mo
Deposit HK$14.67M · loan HK$22.00M · min. income ≈ HK$213,268/mo (50% DSR)
Upfront cash ≈ HK$16.23M (deposit + AVD stamp duty HK$1,558,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,629
−HK$6,031/mo
▼ 0.25% · 3.875%
HK$114,623
−HK$3,037/mo
Today · 4.125%
HK$117,660
baseline
▲ 0.50% · 4.625%
HK$123,862
+HK$6,202/mo
Deposit HK$14.67M · loan HK$22.00M · min. income ≈ HK$235,320/mo (50% DSR)
Upfront cash ≈ HK$16.23M (deposit + AVD stamp duty HK$1,558,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,066
−HK$7,341/mo
▼ 0.25% · 3.875%
HK$120,707
−HK$3,700/mo
Today · 4.125%
HK$124,407
baseline
▲ 0.50% · 4.625%
HK$131,977
+HK$7,570/mo
Deposit HK$11.00M · loan HK$25.67M · min. income ≈ HK$248,814/mo (50% DSR)
Upfront cash ≈ HK$12.56M (deposit + AVD stamp duty HK$1,558,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,234
−HK$7,037/mo
▼ 0.25% · 3.875%
HK$133,727
−HK$3,544/mo
Today · 4.125%
HK$137,271
baseline
▲ 0.50% · 4.625%
HK$144,506
+HK$7,235/mo
Deposit HK$11.00M · loan HK$25.67M · min. income ≈ HK$274,542/mo (50% DSR)
Upfront cash ≈ HK$12.56M (deposit + AVD stamp duty HK$1,558,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,513
−HK$9,438/mo
▼ 0.25% · 3.875%
HK$155,195
−HK$4,756/mo
Today · 4.125%
HK$159,951
baseline
▲ 0.50% · 4.625%
HK$169,684
+HK$9,733/mo
Deposit HK$3.67M · loan HK$33.00M · min. income ≈ HK$319,902/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$1,558,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,444
−HK$9,047/mo
▼ 0.25% · 3.875%
HK$171,935
−HK$4,556/mo
Today · 4.125%
HK$176,491
baseline
▲ 0.50% · 4.625%
HK$185,794
+HK$9,303/mo
Deposit HK$3.67M · loan HK$33.00M · min. income ≈ HK$352,982/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$1,558,500 · Scale 2, in force from 26 Feb 2026)