LTV · monthly repayment
▼ 0.50% · 3.625%
HK$83,619
−HK$5,243/mo
▼ 0.25% · 3.875%
HK$86,220
−HK$2,642/mo
Today · 4.125%
HK$88,862
baseline
▲ 0.50% · 4.625%
HK$94,270
+HK$5,408/mo
Deposit HK$18.34M · loan HK$18.34M · min. income ≈ HK$177,724/mo (50% DSR)
Upfront cash ≈ HK$19.89M (deposit + AVD stamp duty HK$1,558,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,025
−HK$5,026/mo
▼ 0.25% · 3.875%
HK$95,520
−HK$2,531/mo
Today · 4.125%
HK$98,051
baseline
▲ 0.50% · 4.625%
HK$103,219
+HK$5,168/mo
Deposit HK$18.34M · loan HK$18.34M · min. income ≈ HK$196,102/mo (50% DSR)
Upfront cash ≈ HK$19.89M (deposit + AVD stamp duty HK$1,558,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,343
−HK$6,292/mo
▼ 0.25% · 3.875%
HK$103,464
−HK$3,171/mo
Today · 4.125%
HK$106,635
baseline
▲ 0.50% · 4.625%
HK$113,123
+HK$6,488/mo
Deposit HK$14.67M · loan HK$22.00M · min. income ≈ HK$213,270/mo (50% DSR)
Upfront cash ≈ HK$16.23M (deposit + AVD stamp duty HK$1,558,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,630
−HK$6,031/mo
▼ 0.25% · 3.875%
HK$114,624
−HK$3,037/mo
Today · 4.125%
HK$117,661
baseline
▲ 0.50% · 4.625%
HK$123,863
+HK$6,202/mo
Deposit HK$14.67M · loan HK$22.00M · min. income ≈ HK$235,322/mo (50% DSR)
Upfront cash ≈ HK$16.23M (deposit + AVD stamp duty HK$1,558,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,066
−HK$7,341/mo
▼ 0.25% · 3.875%
HK$120,708
−HK$3,699/mo
Today · 4.125%
HK$124,407
baseline
▲ 0.50% · 4.625%
HK$131,977
+HK$7,570/mo
Deposit HK$11.00M · loan HK$25.67M · min. income ≈ HK$248,814/mo (50% DSR)
Upfront cash ≈ HK$12.56M (deposit + AVD stamp duty HK$1,558,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,235
−HK$7,036/mo
▼ 0.25% · 3.875%
HK$133,728
−HK$3,543/mo
Today · 4.125%
HK$137,271
baseline
▲ 0.50% · 4.625%
HK$144,507
+HK$7,236/mo
Deposit HK$11.00M · loan HK$25.67M · min. income ≈ HK$274,542/mo (50% DSR)
Upfront cash ≈ HK$12.56M (deposit + AVD stamp duty HK$1,558,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,514
−HK$9,438/mo
▼ 0.25% · 3.875%
HK$155,196
−HK$4,756/mo
Today · 4.125%
HK$159,952
baseline
▲ 0.50% · 4.625%
HK$169,685
+HK$9,733/mo
Deposit HK$3.67M · loan HK$33.00M · min. income ≈ HK$319,904/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$1,558,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,445
−HK$9,047/mo
▼ 0.25% · 3.875%
HK$171,936
−HK$4,556/mo
Today · 4.125%
HK$176,492
baseline
▲ 0.50% · 4.625%
HK$185,795
+HK$9,303/mo
Deposit HK$3.67M · loan HK$33.00M · min. income ≈ HK$352,984/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$1,558,509 · Scale 2, in force from 26 Feb 2026)