LTV · monthly repayment
▼ 0.50% · 3.625%
HK$83,620
−HK$5,243/mo
▼ 0.25% · 3.875%
HK$86,221
−HK$2,642/mo
Today · 4.125%
HK$88,863
baseline
▲ 0.50% · 4.625%
HK$94,271
+HK$5,408/mo
Deposit HK$18.34M · loan HK$18.34M · min. income ≈ HK$177,726/mo (50% DSR)
Upfront cash ≈ HK$19.89M (deposit + AVD stamp duty HK$1,558,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,026
−HK$5,026/mo
▼ 0.25% · 3.875%
HK$95,521
−HK$2,531/mo
Today · 4.125%
HK$98,052
baseline
▲ 0.50% · 4.625%
HK$103,220
+HK$5,168/mo
Deposit HK$18.34M · loan HK$18.34M · min. income ≈ HK$196,104/mo (50% DSR)
Upfront cash ≈ HK$19.89M (deposit + AVD stamp duty HK$1,558,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,344
−HK$6,292/mo
▼ 0.25% · 3.875%
HK$103,465
−HK$3,171/mo
Today · 4.125%
HK$106,636
baseline
▲ 0.50% · 4.625%
HK$113,125
+HK$6,489/mo
Deposit HK$14.67M · loan HK$22.00M · min. income ≈ HK$213,272/mo (50% DSR)
Upfront cash ≈ HK$16.23M (deposit + AVD stamp duty HK$1,558,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,631
−HK$6,031/mo
▼ 0.25% · 3.875%
HK$114,625
−HK$3,037/mo
Today · 4.125%
HK$117,662
baseline
▲ 0.50% · 4.625%
HK$123,865
+HK$6,203/mo
Deposit HK$14.67M · loan HK$22.00M · min. income ≈ HK$235,324/mo (50% DSR)
Upfront cash ≈ HK$16.23M (deposit + AVD stamp duty HK$1,558,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,068
−HK$7,341/mo
▼ 0.25% · 3.875%
HK$120,709
−HK$3,700/mo
Today · 4.125%
HK$124,409
baseline
▲ 0.50% · 4.625%
HK$131,979
+HK$7,570/mo
Deposit HK$11.00M · loan HK$25.67M · min. income ≈ HK$248,818/mo (50% DSR)
Upfront cash ≈ HK$12.56M (deposit + AVD stamp duty HK$1,558,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,237
−HK$7,036/mo
▼ 0.25% · 3.875%
HK$133,729
−HK$3,544/mo
Today · 4.125%
HK$137,273
baseline
▲ 0.50% · 4.625%
HK$144,509
+HK$7,236/mo
Deposit HK$11.00M · loan HK$25.67M · min. income ≈ HK$274,546/mo (50% DSR)
Upfront cash ≈ HK$12.56M (deposit + AVD stamp duty HK$1,558,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,516
−HK$9,438/mo
▼ 0.25% · 3.875%
HK$155,197
−HK$4,757/mo
Today · 4.125%
HK$159,954
baseline
▲ 0.50% · 4.625%
HK$169,687
+HK$9,733/mo
Deposit HK$3.67M · loan HK$33.00M · min. income ≈ HK$319,908/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$1,558,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,447
−HK$9,047/mo
▼ 0.25% · 3.875%
HK$171,938
−HK$4,556/mo
Today · 4.125%
HK$176,494
baseline
▲ 0.50% · 4.625%
HK$185,797
+HK$9,303/mo
Deposit HK$3.67M · loan HK$33.00M · min. income ≈ HK$352,988/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$1,558,527 · Scale 2, in force from 26 Feb 2026)