LTV · monthly repayment
▼ 0.50% · 3.625%
HK$83,630
−HK$5,245/mo
▼ 0.25% · 3.875%
HK$86,232
−HK$2,643/mo
Today · 4.125%
HK$88,875
baseline
▲ 0.50% · 4.625%
HK$94,283
+HK$5,408/mo
Deposit HK$18.34M · loan HK$18.34M · min. income ≈ HK$177,750/mo (50% DSR)
Upfront cash ≈ HK$19.90M (deposit + AVD stamp duty HK$1,558,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,038
−HK$5,027/mo
▼ 0.25% · 3.875%
HK$95,533
−HK$2,532/mo
Today · 4.125%
HK$98,065
baseline
▲ 0.50% · 4.625%
HK$103,234
+HK$5,169/mo
Deposit HK$18.34M · loan HK$18.34M · min. income ≈ HK$196,130/mo (50% DSR)
Upfront cash ≈ HK$19.90M (deposit + AVD stamp duty HK$1,558,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,356
−HK$6,294/mo
▼ 0.25% · 3.875%
HK$103,478
−HK$3,172/mo
Today · 4.125%
HK$106,650
baseline
▲ 0.50% · 4.625%
HK$113,139
+HK$6,489/mo
Deposit HK$14.67M · loan HK$22.01M · min. income ≈ HK$213,300/mo (50% DSR)
Upfront cash ≈ HK$16.23M (deposit + AVD stamp duty HK$1,558,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,646
−HK$6,031/mo
▼ 0.25% · 3.875%
HK$114,640
−HK$3,037/mo
Today · 4.125%
HK$117,677
baseline
▲ 0.50% · 4.625%
HK$123,880
+HK$6,203/mo
Deposit HK$14.67M · loan HK$22.01M · min. income ≈ HK$235,354/mo (50% DSR)
Upfront cash ≈ HK$16.23M (deposit + AVD stamp duty HK$1,558,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,083
−HK$7,342/mo
▼ 0.25% · 3.875%
HK$120,724
−HK$3,701/mo
Today · 4.125%
HK$124,425
baseline
▲ 0.50% · 4.625%
HK$131,996
+HK$7,571/mo
Deposit HK$11.00M · loan HK$25.67M · min. income ≈ HK$248,850/mo (50% DSR)
Upfront cash ≈ HK$12.56M (deposit + AVD stamp duty HK$1,558,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,253
−HK$7,037/mo
▼ 0.25% · 3.875%
HK$133,747
−HK$3,543/mo
Today · 4.125%
HK$137,290
baseline
▲ 0.50% · 4.625%
HK$144,527
+HK$7,237/mo
Deposit HK$11.00M · loan HK$25.67M · min. income ≈ HK$274,580/mo (50% DSR)
Upfront cash ≈ HK$12.56M (deposit + AVD stamp duty HK$1,558,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,535
−HK$9,440/mo
▼ 0.25% · 3.875%
HK$155,217
−HK$4,758/mo
Today · 4.125%
HK$159,975
baseline
▲ 0.50% · 4.625%
HK$169,709
+HK$9,734/mo
Deposit HK$3.67M · loan HK$33.01M · min. income ≈ HK$319,950/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$1,558,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,468
−HK$9,048/mo
▼ 0.25% · 3.875%
HK$171,960
−HK$4,556/mo
Today · 4.125%
HK$176,516
baseline
▲ 0.50% · 4.625%
HK$185,821
+HK$9,305/mo
Deposit HK$3.67M · loan HK$33.01M · min. income ≈ HK$353,032/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$1,558,725 · Scale 2, in force from 26 Feb 2026)