LTV · monthly repayment
▼ 0.50% · 3.625%
HK$83,631
−HK$5,245/mo
▼ 0.25% · 3.875%
HK$86,233
−HK$2,643/mo
Today · 4.125%
HK$88,876
baseline
▲ 0.50% · 4.625%
HK$94,283
+HK$5,407/mo
Deposit HK$18.34M · loan HK$18.34M · min. income ≈ HK$177,752/mo (50% DSR)
Upfront cash ≈ HK$19.90M (deposit + AVD stamp duty HK$1,558,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,039
−HK$5,026/mo
▼ 0.25% · 3.875%
HK$95,534
−HK$2,531/mo
Today · 4.125%
HK$98,065
baseline
▲ 0.50% · 4.625%
HK$103,235
+HK$5,170/mo
Deposit HK$18.34M · loan HK$18.34M · min. income ≈ HK$196,130/mo (50% DSR)
Upfront cash ≈ HK$19.90M (deposit + AVD stamp duty HK$1,558,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,357
−HK$6,294/mo
▼ 0.25% · 3.875%
HK$103,479
−HK$3,172/mo
Today · 4.125%
HK$106,651
baseline
▲ 0.50% · 4.625%
HK$113,140
+HK$6,489/mo
Deposit HK$14.67M · loan HK$22.01M · min. income ≈ HK$213,302/mo (50% DSR)
Upfront cash ≈ HK$16.23M (deposit + AVD stamp duty HK$1,558,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,647
−HK$6,032/mo
▼ 0.25% · 3.875%
HK$114,641
−HK$3,038/mo
Today · 4.125%
HK$117,679
baseline
▲ 0.50% · 4.625%
HK$123,882
+HK$6,203/mo
Deposit HK$14.67M · loan HK$22.01M · min. income ≈ HK$235,358/mo (50% DSR)
Upfront cash ≈ HK$16.23M (deposit + AVD stamp duty HK$1,558,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,084
−HK$7,342/mo
▼ 0.25% · 3.875%
HK$120,726
−HK$3,700/mo
Today · 4.125%
HK$124,426
baseline
▲ 0.50% · 4.625%
HK$131,997
+HK$7,571/mo
Deposit HK$11.00M · loan HK$25.67M · min. income ≈ HK$248,852/mo (50% DSR)
Upfront cash ≈ HK$12.56M (deposit + AVD stamp duty HK$1,558,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,254
−HK$7,038/mo
▼ 0.25% · 3.875%
HK$133,748
−HK$3,544/mo
Today · 4.125%
HK$137,292
baseline
▲ 0.50% · 4.625%
HK$144,529
+HK$7,237/mo
Deposit HK$11.00M · loan HK$25.67M · min. income ≈ HK$274,584/mo (50% DSR)
Upfront cash ≈ HK$12.56M (deposit + AVD stamp duty HK$1,558,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,536
−HK$9,440/mo
▼ 0.25% · 3.875%
HK$155,219
−HK$4,757/mo
Today · 4.125%
HK$159,976
baseline
▲ 0.50% · 4.625%
HK$169,710
+HK$9,734/mo
Deposit HK$3.67M · loan HK$33.01M · min. income ≈ HK$319,952/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$1,558,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,470
−HK$9,048/mo
▼ 0.25% · 3.875%
HK$171,961
−HK$4,557/mo
Today · 4.125%
HK$176,518
baseline
▲ 0.50% · 4.625%
HK$185,822
+HK$9,304/mo
Deposit HK$3.67M · loan HK$33.01M · min. income ≈ HK$353,036/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$1,558,740 · Scale 2, in force from 26 Feb 2026)