LTV · monthly repayment
▼ 0.50% · 3.625%
HK$83,633
−HK$5,245/mo
▼ 0.25% · 3.875%
HK$86,234
−HK$2,644/mo
Today · 4.125%
HK$88,878
baseline
▲ 0.50% · 4.625%
HK$94,286
+HK$5,408/mo
Deposit HK$18.34M · loan HK$18.34M · min. income ≈ HK$177,756/mo (50% DSR)
Upfront cash ≈ HK$19.90M (deposit + AVD stamp duty HK$1,558,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,041
−HK$5,027/mo
▼ 0.25% · 3.875%
HK$95,536
−HK$2,532/mo
Today · 4.125%
HK$98,068
baseline
▲ 0.50% · 4.625%
HK$103,237
+HK$5,169/mo
Deposit HK$18.34M · loan HK$18.34M · min. income ≈ HK$196,136/mo (50% DSR)
Upfront cash ≈ HK$19.90M (deposit + AVD stamp duty HK$1,558,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,360
−HK$6,293/mo
▼ 0.25% · 3.875%
HK$103,481
−HK$3,172/mo
Today · 4.125%
HK$106,653
baseline
▲ 0.50% · 4.625%
HK$113,143
+HK$6,490/mo
Deposit HK$14.67M · loan HK$22.01M · min. income ≈ HK$213,306/mo (50% DSR)
Upfront cash ≈ HK$16.23M (deposit + AVD stamp duty HK$1,558,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,649
−HK$6,032/mo
▼ 0.25% · 3.875%
HK$114,643
−HK$3,038/mo
Today · 4.125%
HK$117,681
baseline
▲ 0.50% · 4.625%
HK$123,884
+HK$6,203/mo
Deposit HK$14.67M · loan HK$22.01M · min. income ≈ HK$235,362/mo (50% DSR)
Upfront cash ≈ HK$16.23M (deposit + AVD stamp duty HK$1,558,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,086
−HK$7,343/mo
▼ 0.25% · 3.875%
HK$120,728
−HK$3,701/mo
Today · 4.125%
HK$124,429
baseline
▲ 0.50% · 4.625%
HK$132,000
+HK$7,571/mo
Deposit HK$11.00M · loan HK$25.67M · min. income ≈ HK$248,858/mo (50% DSR)
Upfront cash ≈ HK$12.56M (deposit + AVD stamp duty HK$1,558,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,257
−HK$7,038/mo
▼ 0.25% · 3.875%
HK$133,751
−HK$3,544/mo
Today · 4.125%
HK$137,295
baseline
▲ 0.50% · 4.625%
HK$144,532
+HK$7,237/mo
Deposit HK$11.00M · loan HK$25.67M · min. income ≈ HK$274,590/mo (50% DSR)
Upfront cash ≈ HK$12.56M (deposit + AVD stamp duty HK$1,558,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,539
−HK$9,441/mo
▼ 0.25% · 3.875%
HK$155,222
−HK$4,758/mo
Today · 4.125%
HK$159,980
baseline
▲ 0.50% · 4.625%
HK$169,714
+HK$9,734/mo
Deposit HK$3.67M · loan HK$33.01M · min. income ≈ HK$319,960/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$1,558,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,474
−HK$9,048/mo
▼ 0.25% · 3.875%
HK$171,965
−HK$4,557/mo
Today · 4.125%
HK$176,522
baseline
▲ 0.50% · 4.625%
HK$185,826
+HK$9,304/mo
Deposit HK$3.67M · loan HK$33.01M · min. income ≈ HK$353,044/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$1,558,774 · Scale 2, in force from 26 Feb 2026)