LTV · monthly repayment
▼ 0.50% · 3.625%
HK$83,634
−HK$5,244/mo
▼ 0.25% · 3.875%
HK$86,235
−HK$2,643/mo
Today · 4.125%
HK$88,878
baseline
▲ 0.50% · 4.625%
HK$94,286
+HK$5,408/mo
Deposit HK$18.34M · loan HK$18.34M · min. income ≈ HK$177,756/mo (50% DSR)
Upfront cash ≈ HK$19.90M (deposit + AVD stamp duty HK$1,558,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,041
−HK$5,027/mo
▼ 0.25% · 3.875%
HK$95,537
−HK$2,531/mo
Today · 4.125%
HK$98,068
baseline
▲ 0.50% · 4.625%
HK$103,238
+HK$5,170/mo
Deposit HK$18.34M · loan HK$18.34M · min. income ≈ HK$196,136/mo (50% DSR)
Upfront cash ≈ HK$19.90M (deposit + AVD stamp duty HK$1,558,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,360
−HK$6,294/mo
▼ 0.25% · 3.875%
HK$103,482
−HK$3,172/mo
Today · 4.125%
HK$106,654
baseline
▲ 0.50% · 4.625%
HK$113,143
+HK$6,489/mo
Deposit HK$14.67M · loan HK$22.01M · min. income ≈ HK$213,308/mo (50% DSR)
Upfront cash ≈ HK$16.23M (deposit + AVD stamp duty HK$1,558,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,650
−HK$6,032/mo
▼ 0.25% · 3.875%
HK$114,644
−HK$3,038/mo
Today · 4.125%
HK$117,682
baseline
▲ 0.50% · 4.625%
HK$123,885
+HK$6,203/mo
Deposit HK$14.67M · loan HK$22.01M · min. income ≈ HK$235,364/mo (50% DSR)
Upfront cash ≈ HK$16.23M (deposit + AVD stamp duty HK$1,558,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,087
−HK$7,342/mo
▼ 0.25% · 3.875%
HK$120,729
−HK$3,700/mo
Today · 4.125%
HK$124,429
baseline
▲ 0.50% · 4.625%
HK$132,001
+HK$7,572/mo
Deposit HK$11.00M · loan HK$25.67M · min. income ≈ HK$248,858/mo (50% DSR)
Upfront cash ≈ HK$12.56M (deposit + AVD stamp duty HK$1,558,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,258
−HK$7,037/mo
▼ 0.25% · 3.875%
HK$133,752
−HK$3,543/mo
Today · 4.125%
HK$137,295
baseline
▲ 0.50% · 4.625%
HK$144,533
+HK$7,238/mo
Deposit HK$11.00M · loan HK$25.67M · min. income ≈ HK$274,590/mo (50% DSR)
Upfront cash ≈ HK$12.56M (deposit + AVD stamp duty HK$1,558,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,540
−HK$9,441/mo
▼ 0.25% · 3.875%
HK$155,223
−HK$4,758/mo
Today · 4.125%
HK$159,981
baseline
▲ 0.50% · 4.625%
HK$169,715
+HK$9,734/mo
Deposit HK$3.67M · loan HK$33.01M · min. income ≈ HK$319,962/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$1,558,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,475
−HK$9,048/mo
▼ 0.25% · 3.875%
HK$171,966
−HK$4,557/mo
Today · 4.125%
HK$176,523
baseline
▲ 0.50% · 4.625%
HK$185,828
+HK$9,305/mo
Deposit HK$3.67M · loan HK$33.01M · min. income ≈ HK$353,046/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$1,558,784 · Scale 2, in force from 26 Feb 2026)