LTV · monthly repayment
▼ 0.50% · 3.625%
HK$83,637
−HK$5,245/mo
▼ 0.25% · 3.875%
HK$86,239
−HK$2,643/mo
Today · 4.125%
HK$88,882
baseline
▲ 0.50% · 4.625%
HK$94,290
+HK$5,408/mo
Deposit HK$18.34M · loan HK$18.34M · min. income ≈ HK$177,764/mo (50% DSR)
Upfront cash ≈ HK$19.90M (deposit + AVD stamp duty HK$1,558,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,045
−HK$5,027/mo
▼ 0.25% · 3.875%
HK$95,541
−HK$2,531/mo
Today · 4.125%
HK$98,072
baseline
▲ 0.50% · 4.625%
HK$103,242
+HK$5,170/mo
Deposit HK$18.34M · loan HK$18.34M · min. income ≈ HK$196,144/mo (50% DSR)
Upfront cash ≈ HK$19.90M (deposit + AVD stamp duty HK$1,558,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,364
−HK$6,294/mo
▼ 0.25% · 3.875%
HK$103,486
−HK$3,172/mo
Today · 4.125%
HK$106,658
baseline
▲ 0.50% · 4.625%
HK$113,148
+HK$6,490/mo
Deposit HK$14.67M · loan HK$22.01M · min. income ≈ HK$213,316/mo (50% DSR)
Upfront cash ≈ HK$16.23M (deposit + AVD stamp duty HK$1,558,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,654
−HK$6,033/mo
▼ 0.25% · 3.875%
HK$114,649
−HK$3,038/mo
Today · 4.125%
HK$117,687
baseline
▲ 0.50% · 4.625%
HK$123,890
+HK$6,203/mo
Deposit HK$14.67M · loan HK$22.01M · min. income ≈ HK$235,374/mo (50% DSR)
Upfront cash ≈ HK$16.23M (deposit + AVD stamp duty HK$1,558,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,092
−HK$7,342/mo
▼ 0.25% · 3.875%
HK$120,734
−HK$3,700/mo
Today · 4.125%
HK$124,434
baseline
▲ 0.50% · 4.625%
HK$132,006
+HK$7,572/mo
Deposit HK$11.00M · loan HK$25.68M · min. income ≈ HK$248,868/mo (50% DSR)
Upfront cash ≈ HK$12.56M (deposit + AVD stamp duty HK$1,558,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,263
−HK$7,038/mo
▼ 0.25% · 3.875%
HK$133,757
−HK$3,544/mo
Today · 4.125%
HK$137,301
baseline
▲ 0.50% · 4.625%
HK$144,538
+HK$7,237/mo
Deposit HK$11.00M · loan HK$25.68M · min. income ≈ HK$274,602/mo (50% DSR)
Upfront cash ≈ HK$12.56M (deposit + AVD stamp duty HK$1,558,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,546
−HK$9,441/mo
▼ 0.25% · 3.875%
HK$155,229
−HK$4,758/mo
Today · 4.125%
HK$159,987
baseline
▲ 0.50% · 4.625%
HK$169,722
+HK$9,735/mo
Deposit HK$3.67M · loan HK$33.01M · min. income ≈ HK$319,974/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$1,558,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,481
−HK$9,049/mo
▼ 0.25% · 3.875%
HK$171,973
−HK$4,557/mo
Today · 4.125%
HK$176,530
baseline
▲ 0.50% · 4.625%
HK$185,835
+HK$9,305/mo
Deposit HK$3.67M · loan HK$33.01M · min. income ≈ HK$353,060/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$1,558,847 · Scale 2, in force from 26 Feb 2026)