LTV · monthly repayment
▼ 0.50% · 3.625%
HK$83,639
−HK$5,245/mo
▼ 0.25% · 3.875%
HK$86,241
−HK$2,643/mo
Today · 4.125%
HK$88,884
baseline
▲ 0.50% · 4.625%
HK$94,293
+HK$5,409/mo
Deposit HK$18.34M · loan HK$18.34M · min. income ≈ HK$177,768/mo (50% DSR)
Upfront cash ≈ HK$19.90M (deposit + AVD stamp duty HK$1,558,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,048
−HK$5,027/mo
▼ 0.25% · 3.875%
HK$95,543
−HK$2,532/mo
Today · 4.125%
HK$98,075
baseline
▲ 0.50% · 4.625%
HK$103,245
+HK$5,170/mo
Deposit HK$18.34M · loan HK$18.34M · min. income ≈ HK$196,150/mo (50% DSR)
Upfront cash ≈ HK$19.90M (deposit + AVD stamp duty HK$1,558,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,367
−HK$6,294/mo
▼ 0.25% · 3.875%
HK$103,489
−HK$3,172/mo
Today · 4.125%
HK$106,661
baseline
▲ 0.50% · 4.625%
HK$113,151
+HK$6,490/mo
Deposit HK$14.67M · loan HK$22.01M · min. income ≈ HK$213,322/mo (50% DSR)
Upfront cash ≈ HK$16.23M (deposit + AVD stamp duty HK$1,558,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,658
−HK$6,032/mo
▼ 0.25% · 3.875%
HK$114,652
−HK$3,038/mo
Today · 4.125%
HK$117,690
baseline
▲ 0.50% · 4.625%
HK$123,894
+HK$6,204/mo
Deposit HK$14.67M · loan HK$22.01M · min. income ≈ HK$235,380/mo (50% DSR)
Upfront cash ≈ HK$16.23M (deposit + AVD stamp duty HK$1,558,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,095
−HK$7,343/mo
▼ 0.25% · 3.875%
HK$120,737
−HK$3,701/mo
Today · 4.125%
HK$124,438
baseline
▲ 0.50% · 4.625%
HK$132,010
+HK$7,572/mo
Deposit HK$11.00M · loan HK$25.68M · min. income ≈ HK$248,876/mo (50% DSR)
Upfront cash ≈ HK$12.56M (deposit + AVD stamp duty HK$1,558,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,267
−HK$7,038/mo
▼ 0.25% · 3.875%
HK$133,761
−HK$3,544/mo
Today · 4.125%
HK$137,305
baseline
▲ 0.50% · 4.625%
HK$144,543
+HK$7,238/mo
Deposit HK$11.00M · loan HK$25.68M · min. income ≈ HK$274,610/mo (50% DSR)
Upfront cash ≈ HK$12.56M (deposit + AVD stamp duty HK$1,558,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,551
−HK$9,441/mo
▼ 0.25% · 3.875%
HK$155,234
−HK$4,758/mo
Today · 4.125%
HK$159,992
baseline
▲ 0.50% · 4.625%
HK$169,727
+HK$9,735/mo
Deposit HK$3.67M · loan HK$33.01M · min. income ≈ HK$319,984/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$1,558,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,486
−HK$9,049/mo
▼ 0.25% · 3.875%
HK$171,978
−HK$4,557/mo
Today · 4.125%
HK$176,535
baseline
▲ 0.50% · 4.625%
HK$185,841
+HK$9,306/mo
Deposit HK$3.67M · loan HK$33.01M · min. income ≈ HK$353,070/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$1,558,893 · Scale 2, in force from 26 Feb 2026)