LTV · monthly repayment
▼ 0.50% · 3.625%
HK$83,640
−HK$5,245/mo
▼ 0.25% · 3.875%
HK$86,242
−HK$2,643/mo
Today · 4.125%
HK$88,885
baseline
▲ 0.50% · 4.625%
HK$94,293
+HK$5,408/mo
Deposit HK$18.34M · loan HK$18.34M · min. income ≈ HK$177,770/mo (50% DSR)
Upfront cash ≈ HK$19.90M (deposit + AVD stamp duty HK$1,558,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,049
−HK$5,027/mo
▼ 0.25% · 3.875%
HK$95,544
−HK$2,532/mo
Today · 4.125%
HK$98,076
baseline
▲ 0.50% · 4.625%
HK$103,245
+HK$5,169/mo
Deposit HK$18.34M · loan HK$18.34M · min. income ≈ HK$196,152/mo (50% DSR)
Upfront cash ≈ HK$19.90M (deposit + AVD stamp duty HK$1,558,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,368
−HK$6,294/mo
▼ 0.25% · 3.875%
HK$103,490
−HK$3,172/mo
Today · 4.125%
HK$106,662
baseline
▲ 0.50% · 4.625%
HK$113,152
+HK$6,490/mo
Deposit HK$14.67M · loan HK$22.01M · min. income ≈ HK$213,324/mo (50% DSR)
Upfront cash ≈ HK$16.23M (deposit + AVD stamp duty HK$1,558,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,658
−HK$6,033/mo
▼ 0.25% · 3.875%
HK$114,653
−HK$3,038/mo
Today · 4.125%
HK$117,691
baseline
▲ 0.50% · 4.625%
HK$123,895
+HK$6,204/mo
Deposit HK$14.67M · loan HK$22.01M · min. income ≈ HK$235,382/mo (50% DSR)
Upfront cash ≈ HK$16.23M (deposit + AVD stamp duty HK$1,558,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,096
−HK$7,343/mo
▼ 0.25% · 3.875%
HK$120,738
−HK$3,701/mo
Today · 4.125%
HK$124,439
baseline
▲ 0.50% · 4.625%
HK$132,011
+HK$7,572/mo
Deposit HK$11.00M · loan HK$25.68M · min. income ≈ HK$248,878/mo (50% DSR)
Upfront cash ≈ HK$12.56M (deposit + AVD stamp duty HK$1,558,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,268
−HK$7,038/mo
▼ 0.25% · 3.875%
HK$133,762
−HK$3,544/mo
Today · 4.125%
HK$137,306
baseline
▲ 0.50% · 4.625%
HK$144,544
+HK$7,238/mo
Deposit HK$11.00M · loan HK$25.68M · min. income ≈ HK$274,612/mo (50% DSR)
Upfront cash ≈ HK$12.56M (deposit + AVD stamp duty HK$1,558,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,552
−HK$9,441/mo
▼ 0.25% · 3.875%
HK$155,235
−HK$4,758/mo
Today · 4.125%
HK$159,993
baseline
▲ 0.50% · 4.625%
HK$169,728
+HK$9,735/mo
Deposit HK$3.67M · loan HK$33.01M · min. income ≈ HK$319,986/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$1,558,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,488
−HK$9,048/mo
▼ 0.25% · 3.875%
HK$171,979
−HK$4,557/mo
Today · 4.125%
HK$176,536
baseline
▲ 0.50% · 4.625%
HK$185,842
+HK$9,306/mo
Deposit HK$3.67M · loan HK$33.01M · min. income ≈ HK$353,072/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$1,558,903 · Scale 2, in force from 26 Feb 2026)