LTV · monthly repayment
▼ 0.50% · 3.625%
HK$83,644
−HK$5,245/mo
▼ 0.25% · 3.875%
HK$86,246
−HK$2,643/mo
Today · 4.125%
HK$88,889
baseline
▲ 0.50% · 4.625%
HK$94,298
+HK$5,409/mo
Deposit HK$18.34M · loan HK$18.34M · min. income ≈ HK$177,778/mo (50% DSR)
Upfront cash ≈ HK$19.90M (deposit + AVD stamp duty HK$1,558,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,053
−HK$5,028/mo
▼ 0.25% · 3.875%
HK$95,549
−HK$2,532/mo
Today · 4.125%
HK$98,081
baseline
▲ 0.50% · 4.625%
HK$103,251
+HK$5,170/mo
Deposit HK$18.34M · loan HK$18.34M · min. income ≈ HK$196,162/mo (50% DSR)
Upfront cash ≈ HK$19.90M (deposit + AVD stamp duty HK$1,558,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,373
−HK$6,294/mo
▼ 0.25% · 3.875%
HK$103,495
−HK$3,172/mo
Today · 4.125%
HK$106,667
baseline
▲ 0.50% · 4.625%
HK$113,158
+HK$6,491/mo
Deposit HK$14.67M · loan HK$22.01M · min. income ≈ HK$213,334/mo (50% DSR)
Upfront cash ≈ HK$16.23M (deposit + AVD stamp duty HK$1,558,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,664
−HK$6,033/mo
▼ 0.25% · 3.875%
HK$114,659
−HK$3,038/mo
Today · 4.125%
HK$117,697
baseline
▲ 0.50% · 4.625%
HK$123,901
+HK$6,204/mo
Deposit HK$14.67M · loan HK$22.01M · min. income ≈ HK$235,394/mo (50% DSR)
Upfront cash ≈ HK$16.23M (deposit + AVD stamp duty HK$1,558,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,102
−HK$7,343/mo
▼ 0.25% · 3.875%
HK$120,744
−HK$3,701/mo
Today · 4.125%
HK$124,445
baseline
▲ 0.50% · 4.625%
HK$132,017
+HK$7,572/mo
Deposit HK$11.00M · loan HK$25.68M · min. income ≈ HK$248,890/mo (50% DSR)
Upfront cash ≈ HK$12.56M (deposit + AVD stamp duty HK$1,558,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,275
−HK$7,038/mo
▼ 0.25% · 3.875%
HK$133,768
−HK$3,545/mo
Today · 4.125%
HK$137,313
baseline
▲ 0.50% · 4.625%
HK$144,551
+HK$7,238/mo
Deposit HK$11.00M · loan HK$25.68M · min. income ≈ HK$274,626/mo (50% DSR)
Upfront cash ≈ HK$12.56M (deposit + AVD stamp duty HK$1,558,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,559
−HK$9,442/mo
▼ 0.25% · 3.875%
HK$155,243
−HK$4,758/mo
Today · 4.125%
HK$160,001
baseline
▲ 0.50% · 4.625%
HK$169,737
+HK$9,736/mo
Deposit HK$3.67M · loan HK$33.01M · min. income ≈ HK$320,002/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$1,558,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,496
−HK$9,049/mo
▼ 0.25% · 3.875%
HK$171,988
−HK$4,557/mo
Today · 4.125%
HK$176,545
baseline
▲ 0.50% · 4.625%
HK$185,851
+HK$9,306/mo
Deposit HK$3.67M · loan HK$33.01M · min. income ≈ HK$353,090/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$1,558,981 · Scale 2, in force from 26 Feb 2026)