LTV · monthly repayment
▼ 0.50% · 3.625%
HK$83,647
−HK$5,245/mo
▼ 0.25% · 3.875%
HK$86,249
−HK$2,643/mo
Today · 4.125%
HK$88,892
baseline
▲ 0.50% · 4.625%
HK$94,301
+HK$5,409/mo
Deposit HK$18.34M · loan HK$18.34M · min. income ≈ HK$177,784/mo (50% DSR)
Upfront cash ≈ HK$19.90M (deposit + AVD stamp duty HK$1,559,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,056
−HK$5,028/mo
▼ 0.25% · 3.875%
HK$95,552
−HK$2,532/mo
Today · 4.125%
HK$98,084
baseline
▲ 0.50% · 4.625%
HK$103,254
+HK$5,170/mo
Deposit HK$18.34M · loan HK$18.34M · min. income ≈ HK$196,168/mo (50% DSR)
Upfront cash ≈ HK$19.90M (deposit + AVD stamp duty HK$1,559,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,376
−HK$6,294/mo
▼ 0.25% · 3.875%
HK$103,498
−HK$3,172/mo
Today · 4.125%
HK$106,670
baseline
▲ 0.50% · 4.625%
HK$113,161
+HK$6,491/mo
Deposit HK$14.67M · loan HK$22.01M · min. income ≈ HK$213,340/mo (50% DSR)
Upfront cash ≈ HK$16.23M (deposit + AVD stamp duty HK$1,559,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,667
−HK$6,033/mo
▼ 0.25% · 3.875%
HK$114,662
−HK$3,038/mo
Today · 4.125%
HK$117,700
baseline
▲ 0.50% · 4.625%
HK$123,905
+HK$6,205/mo
Deposit HK$14.67M · loan HK$22.01M · min. income ≈ HK$235,400/mo (50% DSR)
Upfront cash ≈ HK$16.23M (deposit + AVD stamp duty HK$1,559,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,105
−HK$7,344/mo
▼ 0.25% · 3.875%
HK$120,748
−HK$3,701/mo
Today · 4.125%
HK$124,449
baseline
▲ 0.50% · 4.625%
HK$132,021
+HK$7,572/mo
Deposit HK$11.00M · loan HK$25.68M · min. income ≈ HK$248,898/mo (50% DSR)
Upfront cash ≈ HK$12.56M (deposit + AVD stamp duty HK$1,559,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,279
−HK$7,038/mo
▼ 0.25% · 3.875%
HK$133,773
−HK$3,544/mo
Today · 4.125%
HK$137,317
baseline
▲ 0.50% · 4.625%
HK$144,555
+HK$7,238/mo
Deposit HK$11.00M · loan HK$25.68M · min. income ≈ HK$274,634/mo (50% DSR)
Upfront cash ≈ HK$12.56M (deposit + AVD stamp duty HK$1,559,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,564
−HK$9,442/mo
▼ 0.25% · 3.875%
HK$155,247
−HK$4,759/mo
Today · 4.125%
HK$160,006
baseline
▲ 0.50% · 4.625%
HK$169,742
+HK$9,736/mo
Deposit HK$3.67M · loan HK$33.01M · min. income ≈ HK$320,012/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$1,559,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,501
−HK$9,050/mo
▼ 0.25% · 3.875%
HK$171,993
−HK$4,558/mo
Today · 4.125%
HK$176,551
baseline
▲ 0.50% · 4.625%
HK$185,857
+HK$9,306/mo
Deposit HK$3.67M · loan HK$33.01M · min. income ≈ HK$353,102/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$1,559,029 · Scale 2, in force from 26 Feb 2026)