LTV · monthly repayment
▼ 0.50% · 3.625%
HK$83,660
−HK$5,246/mo
▼ 0.25% · 3.875%
HK$86,262
−HK$2,644/mo
Today · 4.125%
HK$88,906
baseline
▲ 0.50% · 4.625%
HK$94,316
+HK$5,410/mo
Deposit HK$18.34M · loan HK$18.34M · min. income ≈ HK$177,812/mo (50% DSR)
Upfront cash ≈ HK$19.90M (deposit + AVD stamp duty HK$1,559,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,071
−HK$5,028/mo
▼ 0.25% · 3.875%
HK$95,567
−HK$2,532/mo
Today · 4.125%
HK$98,099
baseline
▲ 0.50% · 4.625%
HK$103,270
+HK$5,171/mo
Deposit HK$18.34M · loan HK$18.34M · min. income ≈ HK$196,198/mo (50% DSR)
Upfront cash ≈ HK$19.90M (deposit + AVD stamp duty HK$1,559,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,392
−HK$6,295/mo
▼ 0.25% · 3.875%
HK$103,515
−HK$3,172/mo
Today · 4.125%
HK$106,687
baseline
▲ 0.50% · 4.625%
HK$113,179
+HK$6,492/mo
Deposit HK$14.68M · loan HK$22.01M · min. income ≈ HK$213,374/mo (50% DSR)
Upfront cash ≈ HK$16.23M (deposit + AVD stamp duty HK$1,559,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,685
−HK$6,034/mo
▼ 0.25% · 3.875%
HK$114,680
−HK$3,039/mo
Today · 4.125%
HK$117,719
baseline
▲ 0.50% · 4.625%
HK$123,924
+HK$6,205/mo
Deposit HK$14.68M · loan HK$22.01M · min. income ≈ HK$235,438/mo (50% DSR)
Upfront cash ≈ HK$16.23M (deposit + AVD stamp duty HK$1,559,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,124
−HK$7,345/mo
▼ 0.25% · 3.875%
HK$120,767
−HK$3,702/mo
Today · 4.125%
HK$124,469
baseline
▲ 0.50% · 4.625%
HK$132,042
+HK$7,573/mo
Deposit HK$11.01M · loan HK$25.68M · min. income ≈ HK$248,938/mo (50% DSR)
Upfront cash ≈ HK$12.57M (deposit + AVD stamp duty HK$1,559,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,299
−HK$7,040/mo
▼ 0.25% · 3.875%
HK$133,794
−HK$3,545/mo
Today · 4.125%
HK$137,339
baseline
▲ 0.50% · 4.625%
HK$144,578
+HK$7,239/mo
Deposit HK$11.01M · loan HK$25.68M · min. income ≈ HK$274,678/mo (50% DSR)
Upfront cash ≈ HK$12.57M (deposit + AVD stamp duty HK$1,559,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,588
−HK$9,443/mo
▼ 0.25% · 3.875%
HK$155,272
−HK$4,759/mo
Today · 4.125%
HK$160,031
baseline
▲ 0.50% · 4.625%
HK$169,769
+HK$9,738/mo
Deposit HK$3.67M · loan HK$33.02M · min. income ≈ HK$320,062/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$1,559,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,528
−HK$9,051/mo
▼ 0.25% · 3.875%
HK$172,021
−HK$4,558/mo
Today · 4.125%
HK$176,579
baseline
▲ 0.50% · 4.625%
HK$185,886
+HK$9,307/mo
Deposit HK$3.67M · loan HK$33.02M · min. income ≈ HK$353,158/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$1,559,276 · Scale 2, in force from 26 Feb 2026)