LTV · monthly repayment
▼ 0.50% · 3.625%
HK$83,666
−HK$5,247/mo
▼ 0.25% · 3.875%
HK$86,268
−HK$2,645/mo
Today · 4.125%
HK$88,913
baseline
▲ 0.50% · 4.625%
HK$94,323
+HK$5,410/mo
Deposit HK$18.35M · loan HK$18.35M · min. income ≈ HK$177,826/mo (50% DSR)
Upfront cash ≈ HK$19.91M (deposit + AVD stamp duty HK$1,559,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,078
−HK$5,028/mo
▼ 0.25% · 3.875%
HK$95,574
−HK$2,532/mo
Today · 4.125%
HK$98,106
baseline
▲ 0.50% · 4.625%
HK$103,278
+HK$5,172/mo
Deposit HK$18.35M · loan HK$18.35M · min. income ≈ HK$196,212/mo (50% DSR)
Upfront cash ≈ HK$19.91M (deposit + AVD stamp duty HK$1,559,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,399
−HK$6,296/mo
▼ 0.25% · 3.875%
HK$103,522
−HK$3,173/mo
Today · 4.125%
HK$106,695
baseline
▲ 0.50% · 4.625%
HK$113,187
+HK$6,492/mo
Deposit HK$14.68M · loan HK$22.01M · min. income ≈ HK$213,390/mo (50% DSR)
Upfront cash ≈ HK$16.24M (deposit + AVD stamp duty HK$1,559,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,693
−HK$6,035/mo
▼ 0.25% · 3.875%
HK$114,689
−HK$3,039/mo
Today · 4.125%
HK$117,728
baseline
▲ 0.50% · 4.625%
HK$123,933
+HK$6,205/mo
Deposit HK$14.68M · loan HK$22.01M · min. income ≈ HK$235,456/mo (50% DSR)
Upfront cash ≈ HK$16.24M (deposit + AVD stamp duty HK$1,559,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,132
−HK$7,346/mo
▼ 0.25% · 3.875%
HK$120,776
−HK$3,702/mo
Today · 4.125%
HK$124,478
baseline
▲ 0.50% · 4.625%
HK$132,052
+HK$7,574/mo
Deposit HK$11.01M · loan HK$25.68M · min. income ≈ HK$248,956/mo (50% DSR)
Upfront cash ≈ HK$12.57M (deposit + AVD stamp duty HK$1,559,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,309
−HK$7,040/mo
▼ 0.25% · 3.875%
HK$133,803
−HK$3,546/mo
Today · 4.125%
HK$137,349
baseline
▲ 0.50% · 4.625%
HK$144,589
+HK$7,240/mo
Deposit HK$11.01M · loan HK$25.68M · min. income ≈ HK$274,698/mo (50% DSR)
Upfront cash ≈ HK$12.57M (deposit + AVD stamp duty HK$1,559,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,599
−HK$9,444/mo
▼ 0.25% · 3.875%
HK$155,283
−HK$4,760/mo
Today · 4.125%
HK$160,043
baseline
▲ 0.50% · 4.625%
HK$169,781
+HK$9,738/mo
Deposit HK$3.67M · loan HK$33.02M · min. income ≈ HK$320,086/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$1,559,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,540
−HK$9,051/mo
▼ 0.25% · 3.875%
HK$172,033
−HK$4,558/mo
Today · 4.125%
HK$176,591
baseline
▲ 0.50% · 4.625%
HK$185,900
+HK$9,309/mo
Deposit HK$3.67M · loan HK$33.02M · min. income ≈ HK$353,182/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$1,559,389 · Scale 2, in force from 26 Feb 2026)