LTV · monthly repayment
▼ 0.50% · 3.625%
HK$83,668
−HK$5,247/mo
▼ 0.25% · 3.875%
HK$86,271
−HK$2,644/mo
Today · 4.125%
HK$88,915
baseline
▲ 0.50% · 4.625%
HK$94,325
+HK$5,410/mo
Deposit HK$18.35M · loan HK$18.35M · min. income ≈ HK$177,830/mo (50% DSR)
Upfront cash ≈ HK$19.91M (deposit + AVD stamp duty HK$1,559,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,080
−HK$5,029/mo
▼ 0.25% · 3.875%
HK$95,576
−HK$2,533/mo
Today · 4.125%
HK$98,109
baseline
▲ 0.50% · 4.625%
HK$103,280
+HK$5,171/mo
Deposit HK$18.35M · loan HK$18.35M · min. income ≈ HK$196,218/mo (50% DSR)
Upfront cash ≈ HK$19.91M (deposit + AVD stamp duty HK$1,559,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,402
−HK$6,296/mo
▼ 0.25% · 3.875%
HK$103,525
−HK$3,173/mo
Today · 4.125%
HK$106,698
baseline
▲ 0.50% · 4.625%
HK$113,190
+HK$6,492/mo
Deposit HK$14.68M · loan HK$22.02M · min. income ≈ HK$213,396/mo (50% DSR)
Upfront cash ≈ HK$16.24M (deposit + AVD stamp duty HK$1,559,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,696
−HK$6,034/mo
▼ 0.25% · 3.875%
HK$114,692
−HK$3,038/mo
Today · 4.125%
HK$117,730
baseline
▲ 0.50% · 4.625%
HK$123,936
+HK$6,206/mo
Deposit HK$14.68M · loan HK$22.02M · min. income ≈ HK$235,460/mo (50% DSR)
Upfront cash ≈ HK$16.24M (deposit + AVD stamp duty HK$1,559,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,135
−HK$7,346/mo
▼ 0.25% · 3.875%
HK$120,779
−HK$3,702/mo
Today · 4.125%
HK$124,481
baseline
▲ 0.50% · 4.625%
HK$132,055
+HK$7,574/mo
Deposit HK$11.01M · loan HK$25.68M · min. income ≈ HK$248,962/mo (50% DSR)
Upfront cash ≈ HK$12.57M (deposit + AVD stamp duty HK$1,559,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,312
−HK$7,040/mo
▼ 0.25% · 3.875%
HK$133,807
−HK$3,545/mo
Today · 4.125%
HK$137,352
baseline
▲ 0.50% · 4.625%
HK$144,592
+HK$7,240/mo
Deposit HK$11.01M · loan HK$25.68M · min. income ≈ HK$274,704/mo (50% DSR)
Upfront cash ≈ HK$12.57M (deposit + AVD stamp duty HK$1,559,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,603
−HK$9,444/mo
▼ 0.25% · 3.875%
HK$155,287
−HK$4,760/mo
Today · 4.125%
HK$160,047
baseline
▲ 0.50% · 4.625%
HK$169,785
+HK$9,738/mo
Deposit HK$3.67M · loan HK$33.02M · min. income ≈ HK$320,094/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$1,559,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,544
−HK$9,052/mo
▼ 0.25% · 3.875%
HK$172,037
−HK$4,559/mo
Today · 4.125%
HK$176,596
baseline
▲ 0.50% · 4.625%
HK$185,904
+HK$9,308/mo
Deposit HK$3.67M · loan HK$33.02M · min. income ≈ HK$353,192/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$1,559,428 · Scale 2, in force from 26 Feb 2026)