LTV · monthly repayment
▼ 0.50% · 3.625%
HK$83,669
−HK$5,247/mo
▼ 0.25% · 3.875%
HK$86,272
−HK$2,644/mo
Today · 4.125%
HK$88,916
baseline
▲ 0.50% · 4.625%
HK$94,326
+HK$5,410/mo
Deposit HK$18.35M · loan HK$18.35M · min. income ≈ HK$177,832/mo (50% DSR)
Upfront cash ≈ HK$19.91M (deposit + AVD stamp duty HK$1,559,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,081
−HK$5,029/mo
▼ 0.25% · 3.875%
HK$95,577
−HK$2,533/mo
Today · 4.125%
HK$98,110
baseline
▲ 0.50% · 4.625%
HK$103,281
+HK$5,171/mo
Deposit HK$18.35M · loan HK$18.35M · min. income ≈ HK$196,220/mo (50% DSR)
Upfront cash ≈ HK$19.91M (deposit + AVD stamp duty HK$1,559,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,403
−HK$6,296/mo
▼ 0.25% · 3.875%
HK$103,526
−HK$3,173/mo
Today · 4.125%
HK$106,699
baseline
▲ 0.50% · 4.625%
HK$113,191
+HK$6,492/mo
Deposit HK$14.68M · loan HK$22.02M · min. income ≈ HK$213,398/mo (50% DSR)
Upfront cash ≈ HK$16.24M (deposit + AVD stamp duty HK$1,559,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,697
−HK$6,035/mo
▼ 0.25% · 3.875%
HK$114,693
−HK$3,039/mo
Today · 4.125%
HK$117,732
baseline
▲ 0.50% · 4.625%
HK$123,937
+HK$6,205/mo
Deposit HK$14.68M · loan HK$22.02M · min. income ≈ HK$235,464/mo (50% DSR)
Upfront cash ≈ HK$16.24M (deposit + AVD stamp duty HK$1,559,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,137
−HK$7,345/mo
▼ 0.25% · 3.875%
HK$120,780
−HK$3,702/mo
Today · 4.125%
HK$124,482
baseline
▲ 0.50% · 4.625%
HK$132,056
+HK$7,574/mo
Deposit HK$11.01M · loan HK$25.68M · min. income ≈ HK$248,964/mo (50% DSR)
Upfront cash ≈ HK$12.57M (deposit + AVD stamp duty HK$1,559,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,313
−HK$7,041/mo
▼ 0.25% · 3.875%
HK$133,808
−HK$3,546/mo
Today · 4.125%
HK$137,354
baseline
▲ 0.50% · 4.625%
HK$144,594
+HK$7,240/mo
Deposit HK$11.01M · loan HK$25.68M · min. income ≈ HK$274,708/mo (50% DSR)
Upfront cash ≈ HK$12.57M (deposit + AVD stamp duty HK$1,559,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,604
−HK$9,444/mo
▼ 0.25% · 3.875%
HK$155,289
−HK$4,759/mo
Today · 4.125%
HK$160,048
baseline
▲ 0.50% · 4.625%
HK$169,787
+HK$9,739/mo
Deposit HK$3.67M · loan HK$33.02M · min. income ≈ HK$320,096/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$1,559,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,546
−HK$9,052/mo
▼ 0.25% · 3.875%
HK$172,039
−HK$4,559/mo
Today · 4.125%
HK$176,598
baseline
▲ 0.50% · 4.625%
HK$185,906
+HK$9,308/mo
Deposit HK$3.67M · loan HK$33.02M · min. income ≈ HK$353,196/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$1,559,443 · Scale 2, in force from 26 Feb 2026)