LTV · monthly repayment
▼ 0.50% · 3.625%
HK$83,673
−HK$5,247/mo
▼ 0.25% · 3.875%
HK$86,275
−HK$2,645/mo
Today · 4.125%
HK$88,920
baseline
▲ 0.50% · 4.625%
HK$94,330
+HK$5,410/mo
Deposit HK$18.35M · loan HK$18.35M · min. income ≈ HK$177,840/mo (50% DSR)
Upfront cash ≈ HK$19.91M (deposit + AVD stamp duty HK$1,559,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,085
−HK$5,029/mo
▼ 0.25% · 3.875%
HK$95,581
−HK$2,533/mo
Today · 4.125%
HK$98,114
baseline
▲ 0.50% · 4.625%
HK$103,286
+HK$5,172/mo
Deposit HK$18.35M · loan HK$18.35M · min. income ≈ HK$196,228/mo (50% DSR)
Upfront cash ≈ HK$19.91M (deposit + AVD stamp duty HK$1,559,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,407
−HK$6,297/mo
▼ 0.25% · 3.875%
HK$103,530
−HK$3,174/mo
Today · 4.125%
HK$106,704
baseline
▲ 0.50% · 4.625%
HK$113,196
+HK$6,492/mo
Deposit HK$14.68M · loan HK$22.02M · min. income ≈ HK$213,408/mo (50% DSR)
Upfront cash ≈ HK$16.24M (deposit + AVD stamp duty HK$1,559,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,702
−HK$6,035/mo
▼ 0.25% · 3.875%
HK$114,698
−HK$3,039/mo
Today · 4.125%
HK$117,737
baseline
▲ 0.50% · 4.625%
HK$123,943
+HK$6,206/mo
Deposit HK$14.68M · loan HK$22.02M · min. income ≈ HK$235,474/mo (50% DSR)
Upfront cash ≈ HK$16.24M (deposit + AVD stamp duty HK$1,559,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,142
−HK$7,345/mo
▼ 0.25% · 3.875%
HK$120,785
−HK$3,702/mo
Today · 4.125%
HK$124,487
baseline
▲ 0.50% · 4.625%
HK$132,062
+HK$7,575/mo
Deposit HK$11.01M · loan HK$25.69M · min. income ≈ HK$248,974/mo (50% DSR)
Upfront cash ≈ HK$12.57M (deposit + AVD stamp duty HK$1,559,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,319
−HK$7,041/mo
▼ 0.25% · 3.875%
HK$133,814
−HK$3,546/mo
Today · 4.125%
HK$137,360
baseline
▲ 0.50% · 4.625%
HK$144,600
+HK$7,240/mo
Deposit HK$11.01M · loan HK$25.69M · min. income ≈ HK$274,720/mo (50% DSR)
Upfront cash ≈ HK$12.57M (deposit + AVD stamp duty HK$1,559,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,611
−HK$9,444/mo
▼ 0.25% · 3.875%
HK$155,296
−HK$4,759/mo
Today · 4.125%
HK$160,055
baseline
▲ 0.50% · 4.625%
HK$169,794
+HK$9,739/mo
Deposit HK$3.67M · loan HK$33.02M · min. income ≈ HK$320,110/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$1,559,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,553
−HK$9,052/mo
▼ 0.25% · 3.875%
HK$172,047
−HK$4,558/mo
Today · 4.125%
HK$176,605
baseline
▲ 0.50% · 4.625%
HK$185,914
+HK$9,309/mo
Deposit HK$3.67M · loan HK$33.02M · min. income ≈ HK$353,210/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$1,559,512 · Scale 2, in force from 26 Feb 2026)