LTV · monthly repayment
▼ 0.50% · 3.625%
HK$83,674
−HK$5,247/mo
▼ 0.25% · 3.875%
HK$86,276
−HK$2,645/mo
Today · 4.125%
HK$88,921
baseline
▲ 0.50% · 4.625%
HK$94,331
+HK$5,410/mo
Deposit HK$18.35M · loan HK$18.35M · min. income ≈ HK$177,842/mo (50% DSR)
Upfront cash ≈ HK$19.91M (deposit + AVD stamp duty HK$1,559,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,086
−HK$5,029/mo
▼ 0.25% · 3.875%
HK$95,583
−HK$2,532/mo
Today · 4.125%
HK$98,115
baseline
▲ 0.50% · 4.625%
HK$103,287
+HK$5,172/mo
Deposit HK$18.35M · loan HK$18.35M · min. income ≈ HK$196,230/mo (50% DSR)
Upfront cash ≈ HK$19.91M (deposit + AVD stamp duty HK$1,559,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,408
−HK$6,297/mo
▼ 0.25% · 3.875%
HK$103,532
−HK$3,173/mo
Today · 4.125%
HK$106,705
baseline
▲ 0.50% · 4.625%
HK$113,198
+HK$6,493/mo
Deposit HK$14.68M · loan HK$22.02M · min. income ≈ HK$213,410/mo (50% DSR)
Upfront cash ≈ HK$16.24M (deposit + AVD stamp duty HK$1,559,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,703
−HK$6,035/mo
▼ 0.25% · 3.875%
HK$114,699
−HK$3,039/mo
Today · 4.125%
HK$117,738
baseline
▲ 0.50% · 4.625%
HK$123,944
+HK$6,206/mo
Deposit HK$14.68M · loan HK$22.02M · min. income ≈ HK$235,476/mo (50% DSR)
Upfront cash ≈ HK$16.24M (deposit + AVD stamp duty HK$1,559,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,143
−HK$7,346/mo
▼ 0.25% · 3.875%
HK$120,787
−HK$3,702/mo
Today · 4.125%
HK$124,489
baseline
▲ 0.50% · 4.625%
HK$132,064
+HK$7,575/mo
Deposit HK$11.01M · loan HK$25.69M · min. income ≈ HK$248,978/mo (50% DSR)
Upfront cash ≈ HK$12.57M (deposit + AVD stamp duty HK$1,559,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,320
−HK$7,041/mo
▼ 0.25% · 3.875%
HK$133,816
−HK$3,545/mo
Today · 4.125%
HK$137,361
baseline
▲ 0.50% · 4.625%
HK$144,602
+HK$7,241/mo
Deposit HK$11.01M · loan HK$25.69M · min. income ≈ HK$274,722/mo (50% DSR)
Upfront cash ≈ HK$12.57M (deposit + AVD stamp duty HK$1,559,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,612
−HK$9,445/mo
▼ 0.25% · 3.875%
HK$155,297
−HK$4,760/mo
Today · 4.125%
HK$160,057
baseline
▲ 0.50% · 4.625%
HK$169,796
+HK$9,739/mo
Deposit HK$3.67M · loan HK$33.03M · min. income ≈ HK$320,114/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$1,559,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,555
−HK$9,052/mo
▼ 0.25% · 3.875%
HK$172,049
−HK$4,558/mo
Today · 4.125%
HK$176,607
baseline
▲ 0.50% · 4.625%
HK$185,917
+HK$9,310/mo
Deposit HK$3.67M · loan HK$33.03M · min. income ≈ HK$353,214/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$1,559,530 · Scale 2, in force from 26 Feb 2026)