LTV · monthly repayment
▼ 0.50% · 3.625%
HK$83,676
−HK$5,247/mo
▼ 0.25% · 3.875%
HK$86,278
−HK$2,645/mo
Today · 4.125%
HK$88,923
baseline
▲ 0.50% · 4.625%
HK$94,334
+HK$5,411/mo
Deposit HK$18.35M · loan HK$18.35M · min. income ≈ HK$177,846/mo (50% DSR)
Upfront cash ≈ HK$19.91M (deposit + AVD stamp duty HK$1,559,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,088
−HK$5,030/mo
▼ 0.25% · 3.875%
HK$95,585
−HK$2,533/mo
Today · 4.125%
HK$98,118
baseline
▲ 0.50% · 4.625%
HK$103,290
+HK$5,172/mo
Deposit HK$18.35M · loan HK$18.35M · min. income ≈ HK$196,236/mo (50% DSR)
Upfront cash ≈ HK$19.91M (deposit + AVD stamp duty HK$1,559,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,411
−HK$6,296/mo
▼ 0.25% · 3.875%
HK$103,534
−HK$3,173/mo
Today · 4.125%
HK$106,707
baseline
▲ 0.50% · 4.625%
HK$113,200
+HK$6,493/mo
Deposit HK$14.68M · loan HK$22.02M · min. income ≈ HK$213,414/mo (50% DSR)
Upfront cash ≈ HK$16.24M (deposit + AVD stamp duty HK$1,559,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,706
−HK$6,035/mo
▼ 0.25% · 3.875%
HK$114,702
−HK$3,039/mo
Today · 4.125%
HK$117,741
baseline
▲ 0.50% · 4.625%
HK$123,947
+HK$6,206/mo
Deposit HK$14.68M · loan HK$22.02M · min. income ≈ HK$235,482/mo (50% DSR)
Upfront cash ≈ HK$16.24M (deposit + AVD stamp duty HK$1,559,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,146
−HK$7,346/mo
▼ 0.25% · 3.875%
HK$120,790
−HK$3,702/mo
Today · 4.125%
HK$124,492
baseline
▲ 0.50% · 4.625%
HK$132,067
+HK$7,575/mo
Deposit HK$11.01M · loan HK$25.69M · min. income ≈ HK$248,984/mo (50% DSR)
Upfront cash ≈ HK$12.57M (deposit + AVD stamp duty HK$1,559,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,324
−HK$7,041/mo
▼ 0.25% · 3.875%
HK$133,819
−HK$3,546/mo
Today · 4.125%
HK$137,365
baseline
▲ 0.50% · 4.625%
HK$144,605
+HK$7,240/mo
Deposit HK$11.01M · loan HK$25.69M · min. income ≈ HK$274,730/mo (50% DSR)
Upfront cash ≈ HK$12.57M (deposit + AVD stamp duty HK$1,559,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,616
−HK$9,445/mo
▼ 0.25% · 3.875%
HK$155,301
−HK$4,760/mo
Today · 4.125%
HK$160,061
baseline
▲ 0.50% · 4.625%
HK$169,801
+HK$9,740/mo
Deposit HK$3.67M · loan HK$33.03M · min. income ≈ HK$320,122/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$1,559,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,559
−HK$9,053/mo
▼ 0.25% · 3.875%
HK$172,053
−HK$4,559/mo
Today · 4.125%
HK$176,612
baseline
▲ 0.50% · 4.625%
HK$185,921
+HK$9,309/mo
Deposit HK$3.67M · loan HK$33.03M · min. income ≈ HK$353,224/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$1,559,570 · Scale 2, in force from 26 Feb 2026)