LTV · monthly repayment
▼ 0.50% · 3.625%
HK$83,678
−HK$5,248/mo
▼ 0.25% · 3.875%
HK$86,281
−HK$2,645/mo
Today · 4.125%
HK$88,926
baseline
▲ 0.50% · 4.625%
HK$94,337
+HK$5,411/mo
Deposit HK$18.35M · loan HK$18.35M · min. income ≈ HK$177,852/mo (50% DSR)
Upfront cash ≈ HK$19.91M (deposit + AVD stamp duty HK$1,559,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,091
−HK$5,030/mo
▼ 0.25% · 3.875%
HK$95,588
−HK$2,533/mo
Today · 4.125%
HK$98,121
baseline
▲ 0.50% · 4.625%
HK$103,293
+HK$5,172/mo
Deposit HK$18.35M · loan HK$18.35M · min. income ≈ HK$196,242/mo (50% DSR)
Upfront cash ≈ HK$19.91M (deposit + AVD stamp duty HK$1,559,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,414
−HK$6,297/mo
▼ 0.25% · 3.875%
HK$103,538
−HK$3,173/mo
Today · 4.125%
HK$106,711
baseline
▲ 0.50% · 4.625%
HK$113,204
+HK$6,493/mo
Deposit HK$14.68M · loan HK$22.02M · min. income ≈ HK$213,422/mo (50% DSR)
Upfront cash ≈ HK$16.24M (deposit + AVD stamp duty HK$1,559,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,710
−HK$6,035/mo
▼ 0.25% · 3.875%
HK$114,706
−HK$3,039/mo
Today · 4.125%
HK$117,745
baseline
▲ 0.50% · 4.625%
HK$123,952
+HK$6,207/mo
Deposit HK$14.68M · loan HK$22.02M · min. income ≈ HK$235,490/mo (50% DSR)
Upfront cash ≈ HK$16.24M (deposit + AVD stamp duty HK$1,559,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,150
−HK$7,346/mo
▼ 0.25% · 3.875%
HK$120,794
−HK$3,702/mo
Today · 4.125%
HK$124,496
baseline
▲ 0.50% · 4.625%
HK$132,071
+HK$7,575/mo
Deposit HK$11.01M · loan HK$25.69M · min. income ≈ HK$248,992/mo (50% DSR)
Upfront cash ≈ HK$12.57M (deposit + AVD stamp duty HK$1,559,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,328
−HK$7,041/mo
▼ 0.25% · 3.875%
HK$133,823
−HK$3,546/mo
Today · 4.125%
HK$137,369
baseline
▲ 0.50% · 4.625%
HK$144,610
+HK$7,241/mo
Deposit HK$11.01M · loan HK$25.69M · min. income ≈ HK$274,738/mo (50% DSR)
Upfront cash ≈ HK$12.57M (deposit + AVD stamp duty HK$1,559,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,621
−HK$9,445/mo
▼ 0.25% · 3.875%
HK$155,306
−HK$4,760/mo
Today · 4.125%
HK$160,066
baseline
▲ 0.50% · 4.625%
HK$169,806
+HK$9,740/mo
Deposit HK$3.67M · loan HK$33.03M · min. income ≈ HK$320,132/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$1,559,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,565
−HK$9,053/mo
▼ 0.25% · 3.875%
HK$172,059
−HK$4,559/mo
Today · 4.125%
HK$176,618
baseline
▲ 0.50% · 4.625%
HK$185,927
+HK$9,309/mo
Deposit HK$3.67M · loan HK$33.03M · min. income ≈ HK$353,236/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$1,559,621 · Scale 2, in force from 26 Feb 2026)