LTV · monthly repayment
▼ 0.50% · 3.625%
HK$83,686
−HK$5,248/mo
▼ 0.25% · 3.875%
HK$86,289
−HK$2,645/mo
Today · 4.125%
HK$88,934
baseline
▲ 0.50% · 4.625%
HK$94,345
+HK$5,411/mo
Deposit HK$18.35M · loan HK$18.35M · min. income ≈ HK$177,868/mo (50% DSR)
Upfront cash ≈ HK$19.91M (deposit + AVD stamp duty HK$1,559,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,100
−HK$5,030/mo
▼ 0.25% · 3.875%
HK$95,597
−HK$2,533/mo
Today · 4.125%
HK$98,130
baseline
▲ 0.50% · 4.625%
HK$103,302
+HK$5,172/mo
Deposit HK$18.35M · loan HK$18.35M · min. income ≈ HK$196,260/mo (50% DSR)
Upfront cash ≈ HK$19.91M (deposit + AVD stamp duty HK$1,559,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,423
−HK$6,298/mo
▼ 0.25% · 3.875%
HK$103,547
−HK$3,174/mo
Today · 4.125%
HK$106,721
baseline
▲ 0.50% · 4.625%
HK$113,215
+HK$6,494/mo
Deposit HK$14.68M · loan HK$22.02M · min. income ≈ HK$213,442/mo (50% DSR)
Upfront cash ≈ HK$16.24M (deposit + AVD stamp duty HK$1,559,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,720
−HK$6,036/mo
▼ 0.25% · 3.875%
HK$114,716
−HK$3,040/mo
Today · 4.125%
HK$117,756
baseline
▲ 0.50% · 4.625%
HK$123,963
+HK$6,207/mo
Deposit HK$14.68M · loan HK$22.02M · min. income ≈ HK$235,512/mo (50% DSR)
Upfront cash ≈ HK$16.24M (deposit + AVD stamp duty HK$1,559,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,161
−HK$7,347/mo
▼ 0.25% · 3.875%
HK$120,805
−HK$3,703/mo
Today · 4.125%
HK$124,508
baseline
▲ 0.50% · 4.625%
HK$132,084
+HK$7,576/mo
Deposit HK$11.01M · loan HK$25.69M · min. income ≈ HK$249,016/mo (50% DSR)
Upfront cash ≈ HK$12.57M (deposit + AVD stamp duty HK$1,559,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,340
−HK$7,042/mo
▼ 0.25% · 3.875%
HK$133,836
−HK$3,546/mo
Today · 4.125%
HK$137,382
baseline
▲ 0.50% · 4.625%
HK$144,623
+HK$7,241/mo
Deposit HK$11.01M · loan HK$25.69M · min. income ≈ HK$274,764/mo (50% DSR)
Upfront cash ≈ HK$12.57M (deposit + AVD stamp duty HK$1,559,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,635
−HK$9,446/mo
▼ 0.25% · 3.875%
HK$155,321
−HK$4,760/mo
Today · 4.125%
HK$160,081
baseline
▲ 0.50% · 4.625%
HK$169,822
+HK$9,741/mo
Deposit HK$3.67M · loan HK$33.03M · min. income ≈ HK$320,162/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$1,559,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,580
−HK$9,054/mo
▼ 0.25% · 3.875%
HK$172,074
−HK$4,560/mo
Today · 4.125%
HK$176,634
baseline
▲ 0.50% · 4.625%
HK$185,944
+HK$9,310/mo
Deposit HK$3.67M · loan HK$33.03M · min. income ≈ HK$353,268/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$1,559,764 · Scale 2, in force from 26 Feb 2026)