LTV · monthly repayment
▼ 0.50% · 3.625%
HK$83,691
−HK$5,248/mo
▼ 0.25% · 3.875%
HK$86,294
−HK$2,645/mo
Today · 4.125%
HK$88,939
baseline
▲ 0.50% · 4.625%
HK$94,351
+HK$5,412/mo
Deposit HK$18.35M · loan HK$18.35M · min. income ≈ HK$177,878/mo (50% DSR)
Upfront cash ≈ HK$19.91M (deposit + AVD stamp duty HK$1,559,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,105
−HK$5,031/mo
▼ 0.25% · 3.875%
HK$95,603
−HK$2,533/mo
Today · 4.125%
HK$98,136
baseline
▲ 0.50% · 4.625%
HK$103,309
+HK$5,173/mo
Deposit HK$18.35M · loan HK$18.35M · min. income ≈ HK$196,272/mo (50% DSR)
Upfront cash ≈ HK$19.91M (deposit + AVD stamp duty HK$1,559,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,429
−HK$6,298/mo
▼ 0.25% · 3.875%
HK$103,553
−HK$3,174/mo
Today · 4.125%
HK$106,727
baseline
▲ 0.50% · 4.625%
HK$113,221
+HK$6,494/mo
Deposit HK$14.68M · loan HK$22.02M · min. income ≈ HK$213,454/mo (50% DSR)
Upfront cash ≈ HK$16.24M (deposit + AVD stamp duty HK$1,559,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,727
−HK$6,036/mo
▼ 0.25% · 3.875%
HK$114,723
−HK$3,040/mo
Today · 4.125%
HK$117,763
baseline
▲ 0.50% · 4.625%
HK$123,970
+HK$6,207/mo
Deposit HK$14.68M · loan HK$22.02M · min. income ≈ HK$235,526/mo (50% DSR)
Upfront cash ≈ HK$16.24M (deposit + AVD stamp duty HK$1,559,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,167
−HK$7,348/mo
▼ 0.25% · 3.875%
HK$120,812
−HK$3,703/mo
Today · 4.125%
HK$124,515
baseline
▲ 0.50% · 4.625%
HK$132,091
+HK$7,576/mo
Deposit HK$11.01M · loan HK$25.69M · min. income ≈ HK$249,030/mo (50% DSR)
Upfront cash ≈ HK$12.57M (deposit + AVD stamp duty HK$1,559,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,348
−HK$7,042/mo
▼ 0.25% · 3.875%
HK$133,844
−HK$3,546/mo
Today · 4.125%
HK$137,390
baseline
▲ 0.50% · 4.625%
HK$144,632
+HK$7,242/mo
Deposit HK$11.01M · loan HK$25.69M · min. income ≈ HK$274,780/mo (50% DSR)
Upfront cash ≈ HK$12.57M (deposit + AVD stamp duty HK$1,559,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,644
−HK$9,447/mo
▼ 0.25% · 3.875%
HK$155,330
−HK$4,761/mo
Today · 4.125%
HK$160,091
baseline
▲ 0.50% · 4.625%
HK$169,832
+HK$9,741/mo
Deposit HK$3.67M · loan HK$33.03M · min. income ≈ HK$320,182/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$1,559,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,590
−HK$9,054/mo
▼ 0.25% · 3.875%
HK$172,085
−HK$4,559/mo
Today · 4.125%
HK$176,644
baseline
▲ 0.50% · 4.625%
HK$185,955
+HK$9,311/mo
Deposit HK$3.67M · loan HK$33.03M · min. income ≈ HK$353,288/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$1,559,856 · Scale 2, in force from 26 Feb 2026)