LTV · monthly repayment
▼ 0.50% · 3.625%
HK$83,708
−HK$5,249/mo
▼ 0.25% · 3.875%
HK$86,312
−HK$2,645/mo
Today · 4.125%
HK$88,957
baseline
▲ 0.50% · 4.625%
HK$94,370
+HK$5,413/mo
Deposit HK$18.35M · loan HK$18.35M · min. income ≈ HK$177,914/mo (50% DSR)
Upfront cash ≈ HK$19.92M (deposit + AVD stamp duty HK$1,560,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,124
−HK$5,031/mo
▼ 0.25% · 3.875%
HK$95,622
−HK$2,533/mo
Today · 4.125%
HK$98,155
baseline
▲ 0.50% · 4.625%
HK$103,329
+HK$5,174/mo
Deposit HK$18.35M · loan HK$18.35M · min. income ≈ HK$196,310/mo (50% DSR)
Upfront cash ≈ HK$19.92M (deposit + AVD stamp duty HK$1,560,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,450
−HK$6,299/mo
▼ 0.25% · 3.875%
HK$103,574
−HK$3,175/mo
Today · 4.125%
HK$106,749
baseline
▲ 0.50% · 4.625%
HK$113,244
+HK$6,495/mo
Deposit HK$14.68M · loan HK$22.03M · min. income ≈ HK$213,498/mo (50% DSR)
Upfront cash ≈ HK$16.24M (deposit + AVD stamp duty HK$1,560,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,749
−HK$6,038/mo
▼ 0.25% · 3.875%
HK$114,746
−HK$3,041/mo
Today · 4.125%
HK$117,787
baseline
▲ 0.50% · 4.625%
HK$123,995
+HK$6,208/mo
Deposit HK$14.68M · loan HK$22.03M · min. income ≈ HK$235,574/mo (50% DSR)
Upfront cash ≈ HK$16.24M (deposit + AVD stamp duty HK$1,560,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,191
−HK$7,349/mo
▼ 0.25% · 3.875%
HK$120,836
−HK$3,704/mo
Today · 4.125%
HK$124,540
baseline
▲ 0.50% · 4.625%
HK$132,118
+HK$7,578/mo
Deposit HK$11.01M · loan HK$25.70M · min. income ≈ HK$249,080/mo (50% DSR)
Upfront cash ≈ HK$12.57M (deposit + AVD stamp duty HK$1,560,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,374
−HK$7,044/mo
▼ 0.25% · 3.875%
HK$133,871
−HK$3,547/mo
Today · 4.125%
HK$137,418
baseline
▲ 0.50% · 4.625%
HK$144,661
+HK$7,243/mo
Deposit HK$11.01M · loan HK$25.70M · min. income ≈ HK$274,836/mo (50% DSR)
Upfront cash ≈ HK$12.57M (deposit + AVD stamp duty HK$1,560,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,674
−HK$9,449/mo
▼ 0.25% · 3.875%
HK$155,361
−HK$4,762/mo
Today · 4.125%
HK$160,123
baseline
▲ 0.50% · 4.625%
HK$169,866
+HK$9,743/mo
Deposit HK$3.67M · loan HK$33.04M · min. income ≈ HK$320,246/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$1,560,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,624
−HK$9,056/mo
▼ 0.25% · 3.875%
HK$172,119
−HK$4,561/mo
Today · 4.125%
HK$176,680
baseline
▲ 0.50% · 4.625%
HK$185,993
+HK$9,313/mo
Deposit HK$3.67M · loan HK$33.04M · min. income ≈ HK$353,360/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$1,560,171 · Scale 2, in force from 26 Feb 2026)