LTV · monthly repayment
▼ 0.50% · 3.625%
HK$83,712
−HK$5,250/mo
▼ 0.25% · 3.875%
HK$86,316
−HK$2,646/mo
Today · 4.125%
HK$88,962
baseline
▲ 0.50% · 4.625%
HK$94,375
+HK$5,413/mo
Deposit HK$18.36M · loan HK$18.36M · min. income ≈ HK$177,924/mo (50% DSR)
Upfront cash ≈ HK$19.92M (deposit + AVD stamp duty HK$1,560,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,129
−HK$5,031/mo
▼ 0.25% · 3.875%
HK$95,627
−HK$2,533/mo
Today · 4.125%
HK$98,160
baseline
▲ 0.50% · 4.625%
HK$103,334
+HK$5,174/mo
Deposit HK$18.36M · loan HK$18.36M · min. income ≈ HK$196,320/mo (50% DSR)
Upfront cash ≈ HK$19.92M (deposit + AVD stamp duty HK$1,560,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,454
−HK$6,300/mo
▼ 0.25% · 3.875%
HK$103,579
−HK$3,175/mo
Today · 4.125%
HK$106,754
baseline
▲ 0.50% · 4.625%
HK$113,250
+HK$6,496/mo
Deposit HK$14.68M · loan HK$22.03M · min. income ≈ HK$213,508/mo (50% DSR)
Upfront cash ≈ HK$16.24M (deposit + AVD stamp duty HK$1,560,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,755
−HK$6,037/mo
▼ 0.25% · 3.875%
HK$114,752
−HK$3,040/mo
Today · 4.125%
HK$117,792
baseline
▲ 0.50% · 4.625%
HK$124,001
+HK$6,209/mo
Deposit HK$14.68M · loan HK$22.03M · min. income ≈ HK$235,584/mo (50% DSR)
Upfront cash ≈ HK$16.24M (deposit + AVD stamp duty HK$1,560,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,197
−HK$7,349/mo
▼ 0.25% · 3.875%
HK$120,842
−HK$3,704/mo
Today · 4.125%
HK$124,546
baseline
▲ 0.50% · 4.625%
HK$132,125
+HK$7,579/mo
Deposit HK$11.01M · loan HK$25.70M · min. income ≈ HK$249,092/mo (50% DSR)
Upfront cash ≈ HK$12.57M (deposit + AVD stamp duty HK$1,560,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,380
−HK$7,044/mo
▼ 0.25% · 3.875%
HK$133,877
−HK$3,547/mo
Today · 4.125%
HK$137,424
baseline
▲ 0.50% · 4.625%
HK$144,668
+HK$7,244/mo
Deposit HK$11.01M · loan HK$25.70M · min. income ≈ HK$274,848/mo (50% DSR)
Upfront cash ≈ HK$12.57M (deposit + AVD stamp duty HK$1,560,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,682
−HK$9,449/mo
▼ 0.25% · 3.875%
HK$155,369
−HK$4,762/mo
Today · 4.125%
HK$160,131
baseline
▲ 0.50% · 4.625%
HK$169,874
+HK$9,743/mo
Deposit HK$3.67M · loan HK$33.04M · min. income ≈ HK$320,262/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$1,560,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,632
−HK$9,057/mo
▼ 0.25% · 3.875%
HK$172,128
−HK$4,561/mo
Today · 4.125%
HK$176,689
baseline
▲ 0.50% · 4.625%
HK$186,002
+HK$9,313/mo
Deposit HK$3.67M · loan HK$33.04M · min. income ≈ HK$353,378/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$1,560,247 · Scale 2, in force from 26 Feb 2026)