LTV · monthly repayment
▼ 0.50% · 3.625%
HK$83,715
−HK$5,249/mo
▼ 0.25% · 3.875%
HK$86,319
−HK$2,645/mo
Today · 4.125%
HK$88,964
baseline
▲ 0.50% · 4.625%
HK$94,378
+HK$5,414/mo
Deposit HK$18.36M · loan HK$18.36M · min. income ≈ HK$177,928/mo (50% DSR)
Upfront cash ≈ HK$19.92M (deposit + AVD stamp duty HK$1,560,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,132
−HK$5,031/mo
▼ 0.25% · 3.875%
HK$95,629
−HK$2,534/mo
Today · 4.125%
HK$98,163
baseline
▲ 0.50% · 4.625%
HK$103,338
+HK$5,175/mo
Deposit HK$18.36M · loan HK$18.36M · min. income ≈ HK$196,326/mo (50% DSR)
Upfront cash ≈ HK$19.92M (deposit + AVD stamp duty HK$1,560,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,458
−HK$6,299/mo
▼ 0.25% · 3.875%
HK$103,582
−HK$3,175/mo
Today · 4.125%
HK$106,757
baseline
▲ 0.50% · 4.625%
HK$113,253
+HK$6,496/mo
Deposit HK$14.69M · loan HK$22.03M · min. income ≈ HK$213,514/mo (50% DSR)
Upfront cash ≈ HK$16.25M (deposit + AVD stamp duty HK$1,560,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,758
−HK$6,038/mo
▼ 0.25% · 3.875%
HK$114,755
−HK$3,041/mo
Today · 4.125%
HK$117,796
baseline
▲ 0.50% · 4.625%
HK$124,005
+HK$6,209/mo
Deposit HK$14.69M · loan HK$22.03M · min. income ≈ HK$235,592/mo (50% DSR)
Upfront cash ≈ HK$16.25M (deposit + AVD stamp duty HK$1,560,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,200
−HK$7,350/mo
▼ 0.25% · 3.875%
HK$120,846
−HK$3,704/mo
Today · 4.125%
HK$124,550
baseline
▲ 0.50% · 4.625%
HK$132,129
+HK$7,579/mo
Deposit HK$11.01M · loan HK$25.70M · min. income ≈ HK$249,100/mo (50% DSR)
Upfront cash ≈ HK$12.57M (deposit + AVD stamp duty HK$1,560,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,384
−HK$7,045/mo
▼ 0.25% · 3.875%
HK$133,881
−HK$3,548/mo
Today · 4.125%
HK$137,429
baseline
▲ 0.50% · 4.625%
HK$144,673
+HK$7,244/mo
Deposit HK$11.01M · loan HK$25.70M · min. income ≈ HK$274,858/mo (50% DSR)
Upfront cash ≈ HK$12.57M (deposit + AVD stamp duty HK$1,560,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,686
−HK$9,450/mo
▼ 0.25% · 3.875%
HK$155,374
−HK$4,762/mo
Today · 4.125%
HK$160,136
baseline
▲ 0.50% · 4.625%
HK$169,880
+HK$9,744/mo
Deposit HK$3.67M · loan HK$33.04M · min. income ≈ HK$320,272/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$1,560,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,637
−HK$9,057/mo
▼ 0.25% · 3.875%
HK$172,133
−HK$4,561/mo
Today · 4.125%
HK$176,694
baseline
▲ 0.50% · 4.625%
HK$186,008
+HK$9,314/mo
Deposit HK$3.67M · loan HK$33.04M · min. income ≈ HK$353,388/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$1,560,295 · Scale 2, in force from 26 Feb 2026)