LTV · monthly repayment
▼ 0.50% · 3.625%
HK$83,719
−HK$5,250/mo
▼ 0.25% · 3.875%
HK$86,323
−HK$2,646/mo
Today · 4.125%
HK$88,969
baseline
▲ 0.50% · 4.625%
HK$94,383
+HK$5,414/mo
Deposit HK$18.36M · loan HK$18.36M · min. income ≈ HK$177,938/mo (50% DSR)
Upfront cash ≈ HK$19.92M (deposit + AVD stamp duty HK$1,560,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,137
−HK$5,032/mo
▼ 0.25% · 3.875%
HK$95,635
−HK$2,534/mo
Today · 4.125%
HK$98,169
baseline
▲ 0.50% · 4.625%
HK$103,343
+HK$5,174/mo
Deposit HK$18.36M · loan HK$18.36M · min. income ≈ HK$196,338/mo (50% DSR)
Upfront cash ≈ HK$19.92M (deposit + AVD stamp duty HK$1,560,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,463
−HK$6,300/mo
▼ 0.25% · 3.875%
HK$103,588
−HK$3,175/mo
Today · 4.125%
HK$106,763
baseline
▲ 0.50% · 4.625%
HK$113,259
+HK$6,496/mo
Deposit HK$14.69M · loan HK$22.03M · min. income ≈ HK$213,526/mo (50% DSR)
Upfront cash ≈ HK$16.25M (deposit + AVD stamp duty HK$1,560,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,764
−HK$6,038/mo
▼ 0.25% · 3.875%
HK$114,762
−HK$3,040/mo
Today · 4.125%
HK$117,802
baseline
▲ 0.50% · 4.625%
HK$124,012
+HK$6,210/mo
Deposit HK$14.69M · loan HK$22.03M · min. income ≈ HK$235,604/mo (50% DSR)
Upfront cash ≈ HK$16.25M (deposit + AVD stamp duty HK$1,560,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,207
−HK$7,350/mo
▼ 0.25% · 3.875%
HK$120,853
−HK$3,704/mo
Today · 4.125%
HK$124,557
baseline
▲ 0.50% · 4.625%
HK$132,136
+HK$7,579/mo
Deposit HK$11.01M · loan HK$25.70M · min. income ≈ HK$249,114/mo (50% DSR)
Upfront cash ≈ HK$12.57M (deposit + AVD stamp duty HK$1,560,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,392
−HK$7,044/mo
▼ 0.25% · 3.875%
HK$133,889
−HK$3,547/mo
Today · 4.125%
HK$137,436
baseline
▲ 0.50% · 4.625%
HK$144,681
+HK$7,245/mo
Deposit HK$11.01M · loan HK$25.70M · min. income ≈ HK$274,872/mo (50% DSR)
Upfront cash ≈ HK$12.57M (deposit + AVD stamp duty HK$1,560,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,695
−HK$9,450/mo
▼ 0.25% · 3.875%
HK$155,382
−HK$4,763/mo
Today · 4.125%
HK$160,145
baseline
▲ 0.50% · 4.625%
HK$169,889
+HK$9,744/mo
Deposit HK$3.67M · loan HK$33.04M · min. income ≈ HK$320,290/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$1,560,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,646
−HK$9,058/mo
▼ 0.25% · 3.875%
HK$172,142
−HK$4,562/mo
Today · 4.125%
HK$176,704
baseline
▲ 0.50% · 4.625%
HK$186,018
+HK$9,314/mo
Deposit HK$3.67M · loan HK$33.04M · min. income ≈ HK$353,408/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$1,560,381 · Scale 2, in force from 26 Feb 2026)