LTV · monthly repayment
▼ 0.50% · 3.625%
HK$83,726
−HK$5,251/mo
▼ 0.25% · 3.875%
HK$86,331
−HK$2,646/mo
Today · 4.125%
HK$88,977
baseline
▲ 0.50% · 4.625%
HK$94,391
+HK$5,414/mo
Deposit HK$18.36M · loan HK$18.36M · min. income ≈ HK$177,954/mo (50% DSR)
Upfront cash ≈ HK$19.92M (deposit + AVD stamp duty HK$1,560,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,145
−HK$5,032/mo
▼ 0.25% · 3.875%
HK$95,643
−HK$2,534/mo
Today · 4.125%
HK$98,177
baseline
▲ 0.50% · 4.625%
HK$103,352
+HK$5,175/mo
Deposit HK$18.36M · loan HK$18.36M · min. income ≈ HK$196,354/mo (50% DSR)
Upfront cash ≈ HK$19.92M (deposit + AVD stamp duty HK$1,560,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,472
−HK$6,300/mo
▼ 0.25% · 3.875%
HK$103,597
−HK$3,175/mo
Today · 4.125%
HK$106,772
baseline
▲ 0.50% · 4.625%
HK$113,269
+HK$6,497/mo
Deposit HK$14.69M · loan HK$22.03M · min. income ≈ HK$213,544/mo (50% DSR)
Upfront cash ≈ HK$16.25M (deposit + AVD stamp duty HK$1,560,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,774
−HK$6,039/mo
▼ 0.25% · 3.875%
HK$114,772
−HK$3,041/mo
Today · 4.125%
HK$117,813
baseline
▲ 0.50% · 4.625%
HK$124,023
+HK$6,210/mo
Deposit HK$14.69M · loan HK$22.03M · min. income ≈ HK$235,626/mo (50% DSR)
Upfront cash ≈ HK$16.25M (deposit + AVD stamp duty HK$1,560,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,217
−HK$7,351/mo
▼ 0.25% · 3.875%
HK$120,863
−HK$3,705/mo
Today · 4.125%
HK$124,568
baseline
▲ 0.50% · 4.625%
HK$132,147
+HK$7,579/mo
Deposit HK$11.02M · loan HK$25.70M · min. income ≈ HK$249,136/mo (50% DSR)
Upfront cash ≈ HK$12.58M (deposit + AVD stamp duty HK$1,560,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,403
−HK$7,045/mo
▼ 0.25% · 3.875%
HK$133,900
−HK$3,548/mo
Today · 4.125%
HK$137,448
baseline
▲ 0.50% · 4.625%
HK$144,693
+HK$7,245/mo
Deposit HK$11.02M · loan HK$25.70M · min. income ≈ HK$274,896/mo (50% DSR)
Upfront cash ≈ HK$12.58M (deposit + AVD stamp duty HK$1,560,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,708
−HK$9,450/mo
▼ 0.25% · 3.875%
HK$155,396
−HK$4,762/mo
Today · 4.125%
HK$160,158
baseline
▲ 0.50% · 4.625%
HK$169,904
+HK$9,746/mo
Deposit HK$3.67M · loan HK$33.05M · min. income ≈ HK$320,316/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$1,560,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,661
−HK$9,058/mo
▼ 0.25% · 3.875%
HK$172,157
−HK$4,562/mo
Today · 4.125%
HK$176,719
baseline
▲ 0.50% · 4.625%
HK$186,034
+HK$9,315/mo
Deposit HK$3.67M · loan HK$33.05M · min. income ≈ HK$353,438/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$1,560,516 · Scale 2, in force from 26 Feb 2026)