LTV · monthly repayment
▼ 0.50% · 3.625%
HK$83,743
−HK$5,252/mo
▼ 0.25% · 3.875%
HK$86,348
−HK$2,647/mo
Today · 4.125%
HK$88,995
baseline
▲ 0.50% · 4.625%
HK$94,410
+HK$5,415/mo
Deposit HK$18.36M · loan HK$18.36M · min. income ≈ HK$177,990/mo (50% DSR)
Upfront cash ≈ HK$19.92M (deposit + AVD stamp duty HK$1,560,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,164
−HK$5,033/mo
▼ 0.25% · 3.875%
HK$95,662
−HK$2,535/mo
Today · 4.125%
HK$98,197
baseline
▲ 0.50% · 4.625%
HK$103,373
+HK$5,176/mo
Deposit HK$18.36M · loan HK$18.36M · min. income ≈ HK$196,394/mo (50% DSR)
Upfront cash ≈ HK$19.92M (deposit + AVD stamp duty HK$1,560,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,492
−HK$6,302/mo
▼ 0.25% · 3.875%
HK$103,618
−HK$3,176/mo
Today · 4.125%
HK$106,794
baseline
▲ 0.50% · 4.625%
HK$113,292
+HK$6,498/mo
Deposit HK$14.69M · loan HK$22.04M · min. income ≈ HK$213,588/mo (50% DSR)
Upfront cash ≈ HK$16.25M (deposit + AVD stamp duty HK$1,560,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,796
−HK$6,040/mo
▼ 0.25% · 3.875%
HK$114,795
−HK$3,041/mo
Today · 4.125%
HK$117,836
baseline
▲ 0.50% · 4.625%
HK$124,048
+HK$6,212/mo
Deposit HK$14.69M · loan HK$22.04M · min. income ≈ HK$235,672/mo (50% DSR)
Upfront cash ≈ HK$16.25M (deposit + AVD stamp duty HK$1,560,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,241
−HK$7,352/mo
▼ 0.25% · 3.875%
HK$120,888
−HK$3,705/mo
Today · 4.125%
HK$124,593
baseline
▲ 0.50% · 4.625%
HK$132,174
+HK$7,581/mo
Deposit HK$11.02M · loan HK$25.71M · min. income ≈ HK$249,186/mo (50% DSR)
Upfront cash ≈ HK$12.58M (deposit + AVD stamp duty HK$1,560,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,429
−HK$7,047/mo
▼ 0.25% · 3.875%
HK$133,927
−HK$3,549/mo
Today · 4.125%
HK$137,476
baseline
▲ 0.50% · 4.625%
HK$144,722
+HK$7,246/mo
Deposit HK$11.02M · loan HK$25.71M · min. income ≈ HK$274,952/mo (50% DSR)
Upfront cash ≈ HK$12.58M (deposit + AVD stamp duty HK$1,560,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,738
−HK$9,453/mo
▼ 0.25% · 3.875%
HK$155,427
−HK$4,764/mo
Today · 4.125%
HK$160,191
baseline
▲ 0.50% · 4.625%
HK$169,938
+HK$9,747/mo
Deposit HK$3.67M · loan HK$33.05M · min. income ≈ HK$320,382/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$1,560,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,695
−HK$9,060/mo
▼ 0.25% · 3.875%
HK$172,192
−HK$4,563/mo
Today · 4.125%
HK$176,755
baseline
▲ 0.50% · 4.625%
HK$186,072
+HK$9,317/mo
Deposit HK$3.67M · loan HK$33.05M · min. income ≈ HK$353,510/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$1,560,832 · Scale 2, in force from 26 Feb 2026)