LTV · monthly repayment
▼ 0.50% · 3.625%
HK$83,744
−HK$5,252/mo
▼ 0.25% · 3.875%
HK$86,349
−HK$2,647/mo
Today · 4.125%
HK$88,996
baseline
▲ 0.50% · 4.625%
HK$94,411
+HK$5,415/mo
Deposit HK$18.36M · loan HK$18.36M · min. income ≈ HK$177,992/mo (50% DSR)
Upfront cash ≈ HK$19.92M (deposit + AVD stamp duty HK$1,560,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,165
−HK$5,033/mo
▼ 0.25% · 3.875%
HK$95,663
−HK$2,535/mo
Today · 4.125%
HK$98,198
baseline
▲ 0.50% · 4.625%
HK$103,374
+HK$5,176/mo
Deposit HK$18.36M · loan HK$18.36M · min. income ≈ HK$196,396/mo (50% DSR)
Upfront cash ≈ HK$19.92M (deposit + AVD stamp duty HK$1,560,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,493
−HK$6,302/mo
▼ 0.25% · 3.875%
HK$103,619
−HK$3,176/mo
Today · 4.125%
HK$106,795
baseline
▲ 0.50% · 4.625%
HK$113,293
+HK$6,498/mo
Deposit HK$14.69M · loan HK$22.04M · min. income ≈ HK$213,590/mo (50% DSR)
Upfront cash ≈ HK$16.25M (deposit + AVD stamp duty HK$1,560,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,798
−HK$6,040/mo
▼ 0.25% · 3.875%
HK$114,796
−HK$3,042/mo
Today · 4.125%
HK$117,838
baseline
▲ 0.50% · 4.625%
HK$124,049
+HK$6,211/mo
Deposit HK$14.69M · loan HK$22.04M · min. income ≈ HK$235,676/mo (50% DSR)
Upfront cash ≈ HK$16.25M (deposit + AVD stamp duty HK$1,560,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,242
−HK$7,352/mo
▼ 0.25% · 3.875%
HK$120,889
−HK$3,705/mo
Today · 4.125%
HK$124,594
baseline
▲ 0.50% · 4.625%
HK$132,175
+HK$7,581/mo
Deposit HK$11.02M · loan HK$25.71M · min. income ≈ HK$249,188/mo (50% DSR)
Upfront cash ≈ HK$12.58M (deposit + AVD stamp duty HK$1,560,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,431
−HK$7,046/mo
▼ 0.25% · 3.875%
HK$133,929
−HK$3,548/mo
Today · 4.125%
HK$137,477
baseline
▲ 0.50% · 4.625%
HK$144,724
+HK$7,247/mo
Deposit HK$11.02M · loan HK$25.71M · min. income ≈ HK$274,954/mo (50% DSR)
Upfront cash ≈ HK$12.58M (deposit + AVD stamp duty HK$1,560,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,740
−HK$9,453/mo
▼ 0.25% · 3.875%
HK$155,429
−HK$4,764/mo
Today · 4.125%
HK$160,193
baseline
▲ 0.50% · 4.625%
HK$169,940
+HK$9,747/mo
Deposit HK$3.67M · loan HK$33.05M · min. income ≈ HK$320,386/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$1,560,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,697
−HK$9,060/mo
▼ 0.25% · 3.875%
HK$172,194
−HK$4,563/mo
Today · 4.125%
HK$176,757
baseline
▲ 0.50% · 4.625%
HK$186,074
+HK$9,317/mo
Deposit HK$3.67M · loan HK$33.05M · min. income ≈ HK$353,514/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$1,560,849 · Scale 2, in force from 26 Feb 2026)