LTV · monthly repayment
▼ 0.50% · 3.625%
HK$83,749
−HK$5,252/mo
▼ 0.25% · 3.875%
HK$86,355
−HK$2,646/mo
Today · 4.125%
HK$89,001
baseline
▲ 0.50% · 4.625%
HK$94,417
+HK$5,416/mo
Deposit HK$18.36M · loan HK$18.36M · min. income ≈ HK$178,002/mo (50% DSR)
Upfront cash ≈ HK$19.92M (deposit + AVD stamp duty HK$1,560,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,170
−HK$5,034/mo
▼ 0.25% · 3.875%
HK$95,669
−HK$2,535/mo
Today · 4.125%
HK$98,204
baseline
▲ 0.50% · 4.625%
HK$103,381
+HK$5,177/mo
Deposit HK$18.36M · loan HK$18.36M · min. income ≈ HK$196,408/mo (50% DSR)
Upfront cash ≈ HK$19.92M (deposit + AVD stamp duty HK$1,560,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,499
−HK$6,303/mo
▼ 0.25% · 3.875%
HK$103,625
−HK$3,177/mo
Today · 4.125%
HK$106,802
baseline
▲ 0.50% · 4.625%
HK$113,300
+HK$6,498/mo
Deposit HK$14.69M · loan HK$22.04M · min. income ≈ HK$213,604/mo (50% DSR)
Upfront cash ≈ HK$16.25M (deposit + AVD stamp duty HK$1,560,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,805
−HK$6,040/mo
▼ 0.25% · 3.875%
HK$114,803
−HK$3,042/mo
Today · 4.125%
HK$117,845
baseline
▲ 0.50% · 4.625%
HK$124,057
+HK$6,212/mo
Deposit HK$14.69M · loan HK$22.04M · min. income ≈ HK$235,690/mo (50% DSR)
Upfront cash ≈ HK$16.25M (deposit + AVD stamp duty HK$1,560,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,249
−HK$7,353/mo
▼ 0.25% · 3.875%
HK$120,896
−HK$3,706/mo
Today · 4.125%
HK$124,602
baseline
▲ 0.50% · 4.625%
HK$132,184
+HK$7,582/mo
Deposit HK$11.02M · loan HK$25.71M · min. income ≈ HK$249,204/mo (50% DSR)
Upfront cash ≈ HK$12.58M (deposit + AVD stamp duty HK$1,560,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,439
−HK$7,047/mo
▼ 0.25% · 3.875%
HK$133,937
−HK$3,549/mo
Today · 4.125%
HK$137,486
baseline
▲ 0.50% · 4.625%
HK$144,733
+HK$7,247/mo
Deposit HK$11.02M · loan HK$25.71M · min. income ≈ HK$274,972/mo (50% DSR)
Upfront cash ≈ HK$12.58M (deposit + AVD stamp duty HK$1,560,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,749
−HK$9,453/mo
▼ 0.25% · 3.875%
HK$155,438
−HK$4,764/mo
Today · 4.125%
HK$160,202
baseline
▲ 0.50% · 4.625%
HK$169,950
+HK$9,748/mo
Deposit HK$3.67M · loan HK$33.06M · min. income ≈ HK$320,404/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$1,560,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,707
−HK$9,060/mo
▼ 0.25% · 3.875%
HK$172,205
−HK$4,562/mo
Today · 4.125%
HK$176,767
baseline
▲ 0.50% · 4.625%
HK$186,085
+HK$9,318/mo
Deposit HK$3.67M · loan HK$33.06M · min. income ≈ HK$353,534/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$1,560,945 · Scale 2, in force from 26 Feb 2026)