LTV · monthly repayment
▼ 0.50% · 3.625%
HK$83,754
−HK$5,252/mo
▼ 0.25% · 3.875%
HK$86,359
−HK$2,647/mo
Today · 4.125%
HK$89,006
baseline
▲ 0.50% · 4.625%
HK$94,422
+HK$5,416/mo
Deposit HK$18.37M · loan HK$18.37M · min. income ≈ HK$178,012/mo (50% DSR)
Upfront cash ≈ HK$19.93M (deposit + AVD stamp duty HK$1,561,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,175
−HK$5,034/mo
▼ 0.25% · 3.875%
HK$95,674
−HK$2,535/mo
Today · 4.125%
HK$98,209
baseline
▲ 0.50% · 4.625%
HK$103,386
+HK$5,177/mo
Deposit HK$18.37M · loan HK$18.37M · min. income ≈ HK$196,418/mo (50% DSR)
Upfront cash ≈ HK$19.93M (deposit + AVD stamp duty HK$1,561,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,505
−HK$6,302/mo
▼ 0.25% · 3.875%
HK$103,631
−HK$3,176/mo
Today · 4.125%
HK$106,807
baseline
▲ 0.50% · 4.625%
HK$113,306
+HK$6,499/mo
Deposit HK$14.69M · loan HK$22.04M · min. income ≈ HK$213,614/mo (50% DSR)
Upfront cash ≈ HK$16.25M (deposit + AVD stamp duty HK$1,561,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,810
−HK$6,041/mo
▼ 0.25% · 3.875%
HK$114,809
−HK$3,042/mo
Today · 4.125%
HK$117,851
baseline
▲ 0.50% · 4.625%
HK$124,063
+HK$6,212/mo
Deposit HK$14.69M · loan HK$22.04M · min. income ≈ HK$235,702/mo (50% DSR)
Upfront cash ≈ HK$16.25M (deposit + AVD stamp duty HK$1,561,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,255
−HK$7,353/mo
▼ 0.25% · 3.875%
HK$120,903
−HK$3,705/mo
Today · 4.125%
HK$124,608
baseline
▲ 0.50% · 4.625%
HK$132,191
+HK$7,583/mo
Deposit HK$11.02M · loan HK$25.71M · min. income ≈ HK$249,216/mo (50% DSR)
Upfront cash ≈ HK$12.58M (deposit + AVD stamp duty HK$1,561,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,446
−HK$7,047/mo
▼ 0.25% · 3.875%
HK$133,944
−HK$3,549/mo
Today · 4.125%
HK$137,493
baseline
▲ 0.50% · 4.625%
HK$144,741
+HK$7,248/mo
Deposit HK$11.02M · loan HK$25.71M · min. income ≈ HK$274,986/mo (50% DSR)
Upfront cash ≈ HK$12.58M (deposit + AVD stamp duty HK$1,561,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,757
−HK$9,454/mo
▼ 0.25% · 3.875%
HK$155,446
−HK$4,765/mo
Today · 4.125%
HK$160,211
baseline
▲ 0.50% · 4.625%
HK$169,959
+HK$9,748/mo
Deposit HK$3.67M · loan HK$33.06M · min. income ≈ HK$320,422/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$1,561,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,716
−HK$9,061/mo
▼ 0.25% · 3.875%
HK$172,214
−HK$4,563/mo
Today · 4.125%
HK$176,777
baseline
▲ 0.50% · 4.625%
HK$186,095
+HK$9,318/mo
Deposit HK$3.67M · loan HK$33.06M · min. income ≈ HK$353,554/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$1,561,027 · Scale 2, in force from 26 Feb 2026)