LTV · monthly repayment
▼ 0.50% · 3.625%
HK$83,767
−HK$5,252/mo
▼ 0.25% · 3.875%
HK$86,372
−HK$2,647/mo
Today · 4.125%
HK$89,019
baseline
▲ 0.50% · 4.625%
HK$94,436
+HK$5,417/mo
Deposit HK$18.37M · loan HK$18.37M · min. income ≈ HK$178,038/mo (50% DSR)
Upfront cash ≈ HK$19.93M (deposit + AVD stamp duty HK$1,561,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,189
−HK$5,035/mo
▼ 0.25% · 3.875%
HK$95,689
−HK$2,535/mo
Today · 4.125%
HK$98,224
baseline
▲ 0.50% · 4.625%
HK$103,402
+HK$5,178/mo
Deposit HK$18.37M · loan HK$18.37M · min. income ≈ HK$196,448/mo (50% DSR)
Upfront cash ≈ HK$19.93M (deposit + AVD stamp duty HK$1,561,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,520
−HK$6,303/mo
▼ 0.25% · 3.875%
HK$103,647
−HK$3,176/mo
Today · 4.125%
HK$106,823
baseline
▲ 0.50% · 4.625%
HK$113,323
+HK$6,500/mo
Deposit HK$14.69M · loan HK$22.04M · min. income ≈ HK$213,646/mo (50% DSR)
Upfront cash ≈ HK$16.26M (deposit + AVD stamp duty HK$1,561,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,827
−HK$6,042/mo
▼ 0.25% · 3.875%
HK$114,826
−HK$3,043/mo
Today · 4.125%
HK$117,869
baseline
▲ 0.50% · 4.625%
HK$124,082
+HK$6,213/mo
Deposit HK$14.69M · loan HK$22.04M · min. income ≈ HK$235,738/mo (50% DSR)
Upfront cash ≈ HK$16.26M (deposit + AVD stamp duty HK$1,561,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,273
−HK$7,354/mo
▼ 0.25% · 3.875%
HK$120,921
−HK$3,706/mo
Today · 4.125%
HK$124,627
baseline
▲ 0.50% · 4.625%
HK$132,210
+HK$7,583/mo
Deposit HK$11.02M · loan HK$25.71M · min. income ≈ HK$249,254/mo (50% DSR)
Upfront cash ≈ HK$12.58M (deposit + AVD stamp duty HK$1,561,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,465
−HK$7,049/mo
▼ 0.25% · 3.875%
HK$133,964
−HK$3,550/mo
Today · 4.125%
HK$137,514
baseline
▲ 0.50% · 4.625%
HK$144,762
+HK$7,248/mo
Deposit HK$11.02M · loan HK$25.71M · min. income ≈ HK$275,028/mo (50% DSR)
Upfront cash ≈ HK$12.58M (deposit + AVD stamp duty HK$1,561,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,780
−HK$9,455/mo
▼ 0.25% · 3.875%
HK$155,470
−HK$4,765/mo
Today · 4.125%
HK$160,235
baseline
▲ 0.50% · 4.625%
HK$169,985
+HK$9,750/mo
Deposit HK$3.67M · loan HK$33.06M · min. income ≈ HK$320,470/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$1,561,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,741
−HK$9,062/mo
▼ 0.25% · 3.875%
HK$172,240
−HK$4,563/mo
Today · 4.125%
HK$176,803
baseline
▲ 0.50% · 4.625%
HK$186,123
+HK$9,320/mo
Deposit HK$3.67M · loan HK$33.06M · min. income ≈ HK$353,606/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$1,561,262 · Scale 2, in force from 26 Feb 2026)