LTV · monthly repayment
▼ 0.50% · 3.625%
HK$83,771
−HK$5,253/mo
▼ 0.25% · 3.875%
HK$86,377
−HK$2,647/mo
Today · 4.125%
HK$89,024
baseline
▲ 0.50% · 4.625%
HK$94,441
+HK$5,417/mo
Deposit HK$18.37M · loan HK$18.37M · min. income ≈ HK$178,048/mo (50% DSR)
Upfront cash ≈ HK$19.93M (deposit + AVD stamp duty HK$1,561,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,195
−HK$5,035/mo
▼ 0.25% · 3.875%
HK$95,694
−HK$2,536/mo
Today · 4.125%
HK$98,230
baseline
▲ 0.50% · 4.625%
HK$103,407
+HK$5,177/mo
Deposit HK$18.37M · loan HK$18.37M · min. income ≈ HK$196,460/mo (50% DSR)
Upfront cash ≈ HK$19.93M (deposit + AVD stamp duty HK$1,561,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,525
−HK$6,304/mo
▼ 0.25% · 3.875%
HK$103,652
−HK$3,177/mo
Today · 4.125%
HK$106,829
baseline
▲ 0.50% · 4.625%
HK$113,329
+HK$6,500/mo
Deposit HK$14.70M · loan HK$22.04M · min. income ≈ HK$213,658/mo (50% DSR)
Upfront cash ≈ HK$16.26M (deposit + AVD stamp duty HK$1,561,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,833
−HK$6,042/mo
▼ 0.25% · 3.875%
HK$114,833
−HK$3,042/mo
Today · 4.125%
HK$117,875
baseline
▲ 0.50% · 4.625%
HK$124,089
+HK$6,214/mo
Deposit HK$14.70M · loan HK$22.04M · min. income ≈ HK$235,750/mo (50% DSR)
Upfront cash ≈ HK$16.26M (deposit + AVD stamp duty HK$1,561,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,280
−HK$7,354/mo
▼ 0.25% · 3.875%
HK$120,928
−HK$3,706/mo
Today · 4.125%
HK$124,634
baseline
▲ 0.50% · 4.625%
HK$132,218
+HK$7,584/mo
Deposit HK$11.02M · loan HK$25.72M · min. income ≈ HK$249,268/mo (50% DSR)
Upfront cash ≈ HK$12.58M (deposit + AVD stamp duty HK$1,561,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,472
−HK$7,049/mo
▼ 0.25% · 3.875%
HK$133,972
−HK$3,549/mo
Today · 4.125%
HK$137,521
baseline
▲ 0.50% · 4.625%
HK$144,770
+HK$7,249/mo
Deposit HK$11.02M · loan HK$25.72M · min. income ≈ HK$275,042/mo (50% DSR)
Upfront cash ≈ HK$12.58M (deposit + AVD stamp duty HK$1,561,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,788
−HK$9,456/mo
▼ 0.25% · 3.875%
HK$155,478
−HK$4,766/mo
Today · 4.125%
HK$160,244
baseline
▲ 0.50% · 4.625%
HK$169,994
+HK$9,750/mo
Deposit HK$3.67M · loan HK$33.06M · min. income ≈ HK$320,488/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$1,561,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,750
−HK$9,063/mo
▼ 0.25% · 3.875%
HK$172,249
−HK$4,564/mo
Today · 4.125%
HK$176,813
baseline
▲ 0.50% · 4.625%
HK$186,133
+HK$9,320/mo
Deposit HK$3.67M · loan HK$33.06M · min. income ≈ HK$353,626/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$1,561,348 · Scale 2, in force from 26 Feb 2026)