LTV · monthly repayment
▼ 0.50% · 3.625%
HK$83,784
−HK$5,254/mo
▼ 0.25% · 3.875%
HK$86,390
−HK$2,648/mo
Today · 4.125%
HK$89,038
baseline
▲ 0.50% · 4.625%
HK$94,455
+HK$5,417/mo
Deposit HK$18.37M · loan HK$18.37M · min. income ≈ HK$178,076/mo (50% DSR)
Upfront cash ≈ HK$19.93M (deposit + AVD stamp duty HK$1,561,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,208
−HK$5,036/mo
▼ 0.25% · 3.875%
HK$95,708
−HK$2,536/mo
Today · 4.125%
HK$98,244
baseline
▲ 0.50% · 4.625%
HK$103,423
+HK$5,179/mo
Deposit HK$18.37M · loan HK$18.37M · min. income ≈ HK$196,488/mo (50% DSR)
Upfront cash ≈ HK$19.93M (deposit + AVD stamp duty HK$1,561,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,540
−HK$6,305/mo
▼ 0.25% · 3.875%
HK$103,668
−HK$3,177/mo
Today · 4.125%
HK$106,845
baseline
▲ 0.50% · 4.625%
HK$113,346
+HK$6,501/mo
Deposit HK$14.70M · loan HK$22.05M · min. income ≈ HK$213,690/mo (50% DSR)
Upfront cash ≈ HK$16.26M (deposit + AVD stamp duty HK$1,561,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,850
−HK$6,043/mo
▼ 0.25% · 3.875%
HK$114,850
−HK$3,043/mo
Today · 4.125%
HK$117,893
baseline
▲ 0.50% · 4.625%
HK$124,107
+HK$6,214/mo
Deposit HK$14.70M · loan HK$22.05M · min. income ≈ HK$235,786/mo (50% DSR)
Upfront cash ≈ HK$16.26M (deposit + AVD stamp duty HK$1,561,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,297
−HK$7,356/mo
▼ 0.25% · 3.875%
HK$120,946
−HK$3,707/mo
Today · 4.125%
HK$124,653
baseline
▲ 0.50% · 4.625%
HK$132,237
+HK$7,584/mo
Deposit HK$11.02M · loan HK$25.72M · min. income ≈ HK$249,306/mo (50% DSR)
Upfront cash ≈ HK$12.58M (deposit + AVD stamp duty HK$1,561,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,492
−HK$7,050/mo
▼ 0.25% · 3.875%
HK$133,992
−HK$3,550/mo
Today · 4.125%
HK$137,542
baseline
▲ 0.50% · 4.625%
HK$144,792
+HK$7,250/mo
Deposit HK$11.02M · loan HK$25.72M · min. income ≈ HK$275,084/mo (50% DSR)
Upfront cash ≈ HK$12.58M (deposit + AVD stamp duty HK$1,561,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,811
−HK$9,457/mo
▼ 0.25% · 3.875%
HK$155,502
−HK$4,766/mo
Today · 4.125%
HK$160,268
baseline
▲ 0.50% · 4.625%
HK$170,020
+HK$9,752/mo
Deposit HK$3.67M · loan HK$33.07M · min. income ≈ HK$320,536/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$1,561,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,775
−HK$9,065/mo
▼ 0.25% · 3.875%
HK$172,275
−HK$4,565/mo
Today · 4.125%
HK$176,840
baseline
▲ 0.50% · 4.625%
HK$186,161
+HK$9,321/mo
Deposit HK$3.67M · loan HK$33.07M · min. income ≈ HK$353,680/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$1,561,581 · Scale 2, in force from 26 Feb 2026)