LTV · monthly repayment
▼ 0.50% · 3.625%
HK$83,792
−HK$5,255/mo
▼ 0.25% · 3.875%
HK$86,398
−HK$2,649/mo
Today · 4.125%
HK$89,047
baseline
▲ 0.50% · 4.625%
HK$94,465
+HK$5,418/mo
Deposit HK$18.37M · loan HK$18.37M · min. income ≈ HK$178,094/mo (50% DSR)
Upfront cash ≈ HK$19.94M (deposit + AVD stamp duty HK$1,561,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,218
−HK$5,036/mo
▼ 0.25% · 3.875%
HK$95,718
−HK$2,536/mo
Today · 4.125%
HK$98,254
baseline
▲ 0.50% · 4.625%
HK$103,433
+HK$5,179/mo
Deposit HK$18.37M · loan HK$18.37M · min. income ≈ HK$196,508/mo (50% DSR)
Upfront cash ≈ HK$19.94M (deposit + AVD stamp duty HK$1,561,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,550
−HK$6,306/mo
▼ 0.25% · 3.875%
HK$103,678
−HK$3,178/mo
Today · 4.125%
HK$106,856
baseline
▲ 0.50% · 4.625%
HK$113,358
+HK$6,502/mo
Deposit HK$14.70M · loan HK$22.05M · min. income ≈ HK$213,712/mo (50% DSR)
Upfront cash ≈ HK$16.26M (deposit + AVD stamp duty HK$1,561,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,861
−HK$6,044/mo
▼ 0.25% · 3.875%
HK$114,861
−HK$3,044/mo
Today · 4.125%
HK$117,905
baseline
▲ 0.50% · 4.625%
HK$124,120
+HK$6,215/mo
Deposit HK$14.70M · loan HK$22.05M · min. income ≈ HK$235,810/mo (50% DSR)
Upfront cash ≈ HK$16.26M (deposit + AVD stamp duty HK$1,561,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,309
−HK$7,356/mo
▼ 0.25% · 3.875%
HK$120,958
−HK$3,707/mo
Today · 4.125%
HK$124,665
baseline
▲ 0.50% · 4.625%
HK$132,251
+HK$7,586/mo
Deposit HK$11.02M · loan HK$25.72M · min. income ≈ HK$249,330/mo (50% DSR)
Upfront cash ≈ HK$12.59M (deposit + AVD stamp duty HK$1,561,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,505
−HK$7,051/mo
▼ 0.25% · 3.875%
HK$134,005
−HK$3,551/mo
Today · 4.125%
HK$137,556
baseline
▲ 0.50% · 4.625%
HK$144,806
+HK$7,250/mo
Deposit HK$11.02M · loan HK$25.72M · min. income ≈ HK$275,112/mo (50% DSR)
Upfront cash ≈ HK$12.59M (deposit + AVD stamp duty HK$1,561,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,826
−HK$9,458/mo
▼ 0.25% · 3.875%
HK$155,517
−HK$4,767/mo
Today · 4.125%
HK$160,284
baseline
▲ 0.50% · 4.625%
HK$170,037
+HK$9,753/mo
Deposit HK$3.67M · loan HK$33.07M · min. income ≈ HK$320,568/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$1,561,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,792
−HK$9,065/mo
▼ 0.25% · 3.875%
HK$172,292
−HK$4,565/mo
Today · 4.125%
HK$176,857
baseline
▲ 0.50% · 4.625%
HK$186,180
+HK$9,323/mo
Deposit HK$3.67M · loan HK$33.07M · min. income ≈ HK$353,714/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$1,561,738 · Scale 2, in force from 26 Feb 2026)