LTV · monthly repayment
▼ 0.50% · 3.625%
HK$83,797
−HK$5,255/mo
▼ 0.25% · 3.875%
HK$86,403
−HK$2,649/mo
Today · 4.125%
HK$89,052
baseline
▲ 0.50% · 4.625%
HK$94,470
+HK$5,418/mo
Deposit HK$18.37M · loan HK$18.37M · min. income ≈ HK$178,104/mo (50% DSR)
Upfront cash ≈ HK$19.94M (deposit + AVD stamp duty HK$1,561,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,223
−HK$5,037/mo
▼ 0.25% · 3.875%
HK$95,723
−HK$2,537/mo
Today · 4.125%
HK$98,260
baseline
▲ 0.50% · 4.625%
HK$103,439
+HK$5,179/mo
Deposit HK$18.37M · loan HK$18.37M · min. income ≈ HK$196,520/mo (50% DSR)
Upfront cash ≈ HK$19.94M (deposit + AVD stamp duty HK$1,561,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,556
−HK$6,306/mo
▼ 0.25% · 3.875%
HK$103,684
−HK$3,178/mo
Today · 4.125%
HK$106,862
baseline
▲ 0.50% · 4.625%
HK$113,364
+HK$6,502/mo
Deposit HK$14.70M · loan HK$22.05M · min. income ≈ HK$213,724/mo (50% DSR)
Upfront cash ≈ HK$16.26M (deposit + AVD stamp duty HK$1,561,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,868
−HK$6,044/mo
▼ 0.25% · 3.875%
HK$114,868
−HK$3,044/mo
Today · 4.125%
HK$117,912
baseline
▲ 0.50% · 4.625%
HK$124,127
+HK$6,215/mo
Deposit HK$14.70M · loan HK$22.05M · min. income ≈ HK$235,824/mo (50% DSR)
Upfront cash ≈ HK$16.26M (deposit + AVD stamp duty HK$1,561,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,316
−HK$7,356/mo
▼ 0.25% · 3.875%
HK$120,965
−HK$3,707/mo
Today · 4.125%
HK$124,672
baseline
▲ 0.50% · 4.625%
HK$132,258
+HK$7,586/mo
Deposit HK$11.02M · loan HK$25.72M · min. income ≈ HK$249,344/mo (50% DSR)
Upfront cash ≈ HK$12.59M (deposit + AVD stamp duty HK$1,561,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,513
−HK$7,051/mo
▼ 0.25% · 3.875%
HK$134,013
−HK$3,551/mo
Today · 4.125%
HK$137,564
baseline
▲ 0.50% · 4.625%
HK$144,815
+HK$7,251/mo
Deposit HK$11.02M · loan HK$25.72M · min. income ≈ HK$275,128/mo (50% DSR)
Upfront cash ≈ HK$12.59M (deposit + AVD stamp duty HK$1,561,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,834
−HK$9,459/mo
▼ 0.25% · 3.875%
HK$155,526
−HK$4,767/mo
Today · 4.125%
HK$160,293
baseline
▲ 0.50% · 4.625%
HK$170,047
+HK$9,754/mo
Deposit HK$3.67M · loan HK$33.07M · min. income ≈ HK$320,586/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$1,561,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,802
−HK$9,066/mo
▼ 0.25% · 3.875%
HK$172,302
−HK$4,566/mo
Today · 4.125%
HK$176,868
baseline
▲ 0.50% · 4.625%
HK$186,191
+HK$9,323/mo
Deposit HK$3.67M · loan HK$33.07M · min. income ≈ HK$353,736/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$1,561,829 · Scale 2, in force from 26 Feb 2026)