LTV · monthly repayment
▼ 0.50% · 3.625%
HK$83,807
−HK$5,255/mo
▼ 0.25% · 3.875%
HK$86,414
−HK$2,648/mo
Today · 4.125%
HK$89,062
baseline
▲ 0.50% · 4.625%
HK$94,482
+HK$5,420/mo
Deposit HK$18.38M · loan HK$18.38M · min. income ≈ HK$178,124/mo (50% DSR)
Upfront cash ≈ HK$19.94M (deposit + AVD stamp duty HK$1,562,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,234
−HK$5,038/mo
▼ 0.25% · 3.875%
HK$95,735
−HK$2,537/mo
Today · 4.125%
HK$98,272
baseline
▲ 0.50% · 4.625%
HK$103,452
+HK$5,180/mo
Deposit HK$18.38M · loan HK$18.38M · min. income ≈ HK$196,544/mo (50% DSR)
Upfront cash ≈ HK$19.94M (deposit + AVD stamp duty HK$1,562,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,568
−HK$6,307/mo
▼ 0.25% · 3.875%
HK$103,697
−HK$3,178/mo
Today · 4.125%
HK$106,875
baseline
▲ 0.50% · 4.625%
HK$113,378
+HK$6,503/mo
Deposit HK$14.70M · loan HK$22.05M · min. income ≈ HK$213,750/mo (50% DSR)
Upfront cash ≈ HK$16.26M (deposit + AVD stamp duty HK$1,562,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,881
−HK$6,045/mo
▼ 0.25% · 3.875%
HK$114,882
−HK$3,044/mo
Today · 4.125%
HK$117,926
baseline
▲ 0.50% · 4.625%
HK$124,142
+HK$6,216/mo
Deposit HK$14.70M · loan HK$22.05M · min. income ≈ HK$235,852/mo (50% DSR)
Upfront cash ≈ HK$16.26M (deposit + AVD stamp duty HK$1,562,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,330
−HK$7,357/mo
▼ 0.25% · 3.875%
HK$120,979
−HK$3,708/mo
Today · 4.125%
HK$124,687
baseline
▲ 0.50% · 4.625%
HK$132,274
+HK$7,587/mo
Deposit HK$11.03M · loan HK$25.73M · min. income ≈ HK$249,374/mo (50% DSR)
Upfront cash ≈ HK$12.59M (deposit + AVD stamp duty HK$1,562,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,528
−HK$7,052/mo
▼ 0.25% · 3.875%
HK$134,029
−HK$3,551/mo
Today · 4.125%
HK$137,580
baseline
▲ 0.50% · 4.625%
HK$144,832
+HK$7,252/mo
Deposit HK$11.03M · loan HK$25.73M · min. income ≈ HK$275,160/mo (50% DSR)
Upfront cash ≈ HK$12.59M (deposit + AVD stamp duty HK$1,562,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,853
−HK$9,459/mo
▼ 0.25% · 3.875%
HK$155,545
−HK$4,767/mo
Today · 4.125%
HK$160,312
baseline
▲ 0.50% · 4.625%
HK$170,067
+HK$9,755/mo
Deposit HK$3.68M · loan HK$33.08M · min. income ≈ HK$320,624/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$1,562,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,822
−HK$9,067/mo
▼ 0.25% · 3.875%
HK$172,323
−HK$4,566/mo
Today · 4.125%
HK$176,889
baseline
▲ 0.50% · 4.625%
HK$186,213
+HK$9,324/mo
Deposit HK$3.68M · loan HK$33.08M · min. income ≈ HK$353,778/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$1,562,017 · Scale 2, in force from 26 Feb 2026)