LTV · monthly repayment
▼ 0.50% · 3.625%
HK$83,823
−HK$5,257/mo
▼ 0.25% · 3.875%
HK$86,431
−HK$2,649/mo
Today · 4.125%
HK$89,080
baseline
▲ 0.50% · 4.625%
HK$94,500
+HK$5,420/mo
Deposit HK$18.38M · loan HK$18.38M · min. income ≈ HK$178,160/mo (50% DSR)
Upfront cash ≈ HK$19.94M (deposit + AVD stamp duty HK$1,562,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,252
−HK$5,039/mo
▼ 0.25% · 3.875%
HK$95,753
−HK$2,538/mo
Today · 4.125%
HK$98,291
baseline
▲ 0.50% · 4.625%
HK$103,472
+HK$5,181/mo
Deposit HK$18.38M · loan HK$18.38M · min. income ≈ HK$196,582/mo (50% DSR)
Upfront cash ≈ HK$19.94M (deposit + AVD stamp duty HK$1,562,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,588
−HK$6,308/mo
▼ 0.25% · 3.875%
HK$103,717
−HK$3,179/mo
Today · 4.125%
HK$106,896
baseline
▲ 0.50% · 4.625%
HK$113,400
+HK$6,504/mo
Deposit HK$14.70M · loan HK$22.06M · min. income ≈ HK$213,792/mo (50% DSR)
Upfront cash ≈ HK$16.27M (deposit + AVD stamp duty HK$1,562,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,903
−HK$6,046/mo
▼ 0.25% · 3.875%
HK$114,904
−HK$3,045/mo
Today · 4.125%
HK$117,949
baseline
▲ 0.50% · 4.625%
HK$124,166
+HK$6,217/mo
Deposit HK$14.70M · loan HK$22.06M · min. income ≈ HK$235,898/mo (50% DSR)
Upfront cash ≈ HK$16.27M (deposit + AVD stamp duty HK$1,562,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,352
−HK$7,359/mo
▼ 0.25% · 3.875%
HK$121,003
−HK$3,708/mo
Today · 4.125%
HK$124,711
baseline
▲ 0.50% · 4.625%
HK$132,300
+HK$7,589/mo
Deposit HK$11.03M · loan HK$25.73M · min. income ≈ HK$249,422/mo (50% DSR)
Upfront cash ≈ HK$12.59M (deposit + AVD stamp duty HK$1,562,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,553
−HK$7,054/mo
▼ 0.25% · 3.875%
HK$134,055
−HK$3,552/mo
Today · 4.125%
HK$137,607
baseline
▲ 0.50% · 4.625%
HK$144,860
+HK$7,253/mo
Deposit HK$11.03M · loan HK$25.73M · min. income ≈ HK$275,214/mo (50% DSR)
Upfront cash ≈ HK$12.59M (deposit + AVD stamp duty HK$1,562,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,882
−HK$9,461/mo
▼ 0.25% · 3.875%
HK$155,575
−HK$4,768/mo
Today · 4.125%
HK$160,343
baseline
▲ 0.50% · 4.625%
HK$170,100
+HK$9,757/mo
Deposit HK$3.68M · loan HK$33.08M · min. income ≈ HK$320,686/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$1,562,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,854
−HK$9,069/mo
▼ 0.25% · 3.875%
HK$172,356
−HK$4,567/mo
Today · 4.125%
HK$176,923
baseline
▲ 0.50% · 4.625%
HK$186,249
+HK$9,326/mo
Deposit HK$3.68M · loan HK$33.08M · min. income ≈ HK$353,846/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$1,562,318 · Scale 2, in force from 26 Feb 2026)