LTV · monthly repayment
▼ 0.50% · 3.625%
HK$83,839
−HK$5,257/mo
▼ 0.25% · 3.875%
HK$86,447
−HK$2,649/mo
Today · 4.125%
HK$89,096
baseline
▲ 0.50% · 4.625%
HK$94,518
+HK$5,422/mo
Deposit HK$18.38M · loan HK$18.38M · min. income ≈ HK$178,192/mo (50% DSR)
Upfront cash ≈ HK$19.95M (deposit + AVD stamp duty HK$1,562,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,270
−HK$5,039/mo
▼ 0.25% · 3.875%
HK$95,771
−HK$2,538/mo
Today · 4.125%
HK$98,309
baseline
▲ 0.50% · 4.625%
HK$103,491
+HK$5,182/mo
Deposit HK$18.38M · loan HK$18.38M · min. income ≈ HK$196,618/mo (50% DSR)
Upfront cash ≈ HK$19.95M (deposit + AVD stamp duty HK$1,562,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,607
−HK$6,308/mo
▼ 0.25% · 3.875%
HK$103,736
−HK$3,179/mo
Today · 4.125%
HK$106,915
baseline
▲ 0.50% · 4.625%
HK$113,421
+HK$6,506/mo
Deposit HK$14.71M · loan HK$22.06M · min. income ≈ HK$213,830/mo (50% DSR)
Upfront cash ≈ HK$16.27M (deposit + AVD stamp duty HK$1,562,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,924
−HK$6,047/mo
▼ 0.25% · 3.875%
HK$114,926
−HK$3,045/mo
Today · 4.125%
HK$117,971
baseline
▲ 0.50% · 4.625%
HK$124,189
+HK$6,218/mo
Deposit HK$14.71M · loan HK$22.06M · min. income ≈ HK$235,942/mo (50% DSR)
Upfront cash ≈ HK$16.27M (deposit + AVD stamp duty HK$1,562,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,374
−HK$7,361/mo
▼ 0.25% · 3.875%
HK$121,025
−HK$3,710/mo
Today · 4.125%
HK$124,735
baseline
▲ 0.50% · 4.625%
HK$132,325
+HK$7,590/mo
Deposit HK$11.03M · loan HK$25.74M · min. income ≈ HK$249,470/mo (50% DSR)
Upfront cash ≈ HK$12.59M (deposit + AVD stamp duty HK$1,562,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,578
−HK$7,054/mo
▼ 0.25% · 3.875%
HK$134,080
−HK$3,552/mo
Today · 4.125%
HK$137,632
baseline
▲ 0.50% · 4.625%
HK$144,887
+HK$7,255/mo
Deposit HK$11.03M · loan HK$25.74M · min. income ≈ HK$275,264/mo (50% DSR)
Upfront cash ≈ HK$12.59M (deposit + AVD stamp duty HK$1,562,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,910
−HK$9,463/mo
▼ 0.25% · 3.875%
HK$155,604
−HK$4,769/mo
Today · 4.125%
HK$160,373
baseline
▲ 0.50% · 4.625%
HK$170,132
+HK$9,759/mo
Deposit HK$3.68M · loan HK$33.09M · min. income ≈ HK$320,746/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$1,562,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,886
−HK$9,070/mo
▼ 0.25% · 3.875%
HK$172,388
−HK$4,568/mo
Today · 4.125%
HK$176,956
baseline
▲ 0.50% · 4.625%
HK$186,284
+HK$9,328/mo
Deposit HK$3.68M · loan HK$33.09M · min. income ≈ HK$353,912/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$1,562,609 · Scale 2, in force from 26 Feb 2026)