LTV · monthly repayment
▼ 0.50% · 3.625%
HK$83,843
−HK$5,258/mo
▼ 0.25% · 3.875%
HK$86,451
−HK$2,650/mo
Today · 4.125%
HK$89,101
baseline
▲ 0.50% · 4.625%
HK$94,522
+HK$5,421/mo
Deposit HK$18.38M · loan HK$18.38M · min. income ≈ HK$178,202/mo (50% DSR)
Upfront cash ≈ HK$19.95M (deposit + AVD stamp duty HK$1,562,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,275
−HK$5,039/mo
▼ 0.25% · 3.875%
HK$95,776
−HK$2,538/mo
Today · 4.125%
HK$98,314
baseline
▲ 0.50% · 4.625%
HK$103,496
+HK$5,182/mo
Deposit HK$18.38M · loan HK$18.38M · min. income ≈ HK$196,628/mo (50% DSR)
Upfront cash ≈ HK$19.95M (deposit + AVD stamp duty HK$1,562,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,612
−HK$6,309/mo
▼ 0.25% · 3.875%
HK$103,741
−HK$3,180/mo
Today · 4.125%
HK$106,921
baseline
▲ 0.50% · 4.625%
HK$113,427
+HK$6,506/mo
Deposit HK$14.71M · loan HK$22.06M · min. income ≈ HK$213,842/mo (50% DSR)
Upfront cash ≈ HK$16.27M (deposit + AVD stamp duty HK$1,562,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,930
−HK$6,047/mo
▼ 0.25% · 3.875%
HK$114,931
−HK$3,046/mo
Today · 4.125%
HK$117,977
baseline
▲ 0.50% · 4.625%
HK$124,195
+HK$6,218/mo
Deposit HK$14.71M · loan HK$22.06M · min. income ≈ HK$235,954/mo (50% DSR)
Upfront cash ≈ HK$16.27M (deposit + AVD stamp duty HK$1,562,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,380
−HK$7,361/mo
▼ 0.25% · 3.875%
HK$121,032
−HK$3,709/mo
Today · 4.125%
HK$124,741
baseline
▲ 0.50% · 4.625%
HK$132,331
+HK$7,590/mo
Deposit HK$11.03M · loan HK$25.74M · min. income ≈ HK$249,482/mo (50% DSR)
Upfront cash ≈ HK$12.59M (deposit + AVD stamp duty HK$1,562,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,584
−HK$7,056/mo
▼ 0.25% · 3.875%
HK$134,087
−HK$3,553/mo
Today · 4.125%
HK$137,640
baseline
▲ 0.50% · 4.625%
HK$144,895
+HK$7,255/mo
Deposit HK$11.03M · loan HK$25.74M · min. income ≈ HK$275,280/mo (50% DSR)
Upfront cash ≈ HK$12.59M (deposit + AVD stamp duty HK$1,562,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,918
−HK$9,463/mo
▼ 0.25% · 3.875%
HK$155,612
−HK$4,769/mo
Today · 4.125%
HK$160,381
baseline
▲ 0.50% · 4.625%
HK$170,140
+HK$9,759/mo
Deposit HK$3.68M · loan HK$33.09M · min. income ≈ HK$320,762/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$1,562,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,894
−HK$9,071/mo
▼ 0.25% · 3.875%
HK$172,397
−HK$4,568/mo
Today · 4.125%
HK$176,965
baseline
▲ 0.50% · 4.625%
HK$186,293
+HK$9,328/mo
Deposit HK$3.68M · loan HK$33.09M · min. income ≈ HK$353,930/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$1,562,690 · Scale 2, in force from 26 Feb 2026)