LTV · monthly repayment
▼ 0.50% · 3.625%
HK$83,864
−HK$5,259/mo
▼ 0.25% · 3.875%
HK$86,472
−HK$2,651/mo
Today · 4.125%
HK$89,123
baseline
▲ 0.50% · 4.625%
HK$94,545
+HK$5,422/mo
Deposit HK$18.39M · loan HK$18.39M · min. income ≈ HK$178,246/mo (50% DSR)
Upfront cash ≈ HK$19.95M (deposit + AVD stamp duty HK$1,563,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,297
−HK$5,041/mo
▼ 0.25% · 3.875%
HK$95,800
−HK$2,538/mo
Today · 4.125%
HK$98,338
baseline
▲ 0.50% · 4.625%
HK$103,521
+HK$5,183/mo
Deposit HK$18.39M · loan HK$18.39M · min. income ≈ HK$196,676/mo (50% DSR)
Upfront cash ≈ HK$19.95M (deposit + AVD stamp duty HK$1,563,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,636
−HK$6,311/mo
▼ 0.25% · 3.875%
HK$103,767
−HK$3,180/mo
Today · 4.125%
HK$106,947
baseline
▲ 0.50% · 4.625%
HK$113,455
+HK$6,508/mo
Deposit HK$14.71M · loan HK$22.07M · min. income ≈ HK$213,894/mo (50% DSR)
Upfront cash ≈ HK$16.27M (deposit + AVD stamp duty HK$1,563,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,957
−HK$6,049/mo
▼ 0.25% · 3.875%
HK$114,959
−HK$3,047/mo
Today · 4.125%
HK$118,006
baseline
▲ 0.50% · 4.625%
HK$124,226
+HK$6,220/mo
Deposit HK$14.71M · loan HK$22.07M · min. income ≈ HK$236,012/mo (50% DSR)
Upfront cash ≈ HK$16.27M (deposit + AVD stamp duty HK$1,563,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,409
−HK$7,363/mo
▼ 0.25% · 3.875%
HK$121,061
−HK$3,711/mo
Today · 4.125%
HK$124,772
baseline
▲ 0.50% · 4.625%
HK$132,364
+HK$7,592/mo
Deposit HK$11.03M · loan HK$25.74M · min. income ≈ HK$249,544/mo (50% DSR)
Upfront cash ≈ HK$12.60M (deposit + AVD stamp duty HK$1,563,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,616
−HK$7,057/mo
▼ 0.25% · 3.875%
HK$134,119
−HK$3,554/mo
Today · 4.125%
HK$137,673
baseline
▲ 0.50% · 4.625%
HK$144,930
+HK$7,257/mo
Deposit HK$11.03M · loan HK$25.74M · min. income ≈ HK$275,346/mo (50% DSR)
Upfront cash ≈ HK$12.60M (deposit + AVD stamp duty HK$1,563,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,954
−HK$9,467/mo
▼ 0.25% · 3.875%
HK$155,650
−HK$4,771/mo
Today · 4.125%
HK$160,421
baseline
▲ 0.50% · 4.625%
HK$170,182
+HK$9,761/mo
Deposit HK$3.68M · loan HK$33.10M · min. income ≈ HK$320,842/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$1,563,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,935
−HK$9,073/mo
▼ 0.25% · 3.875%
HK$172,439
−HK$4,569/mo
Today · 4.125%
HK$177,008
baseline
▲ 0.50% · 4.625%
HK$186,339
+HK$9,331/mo
Deposit HK$3.68M · loan HK$33.10M · min. income ≈ HK$354,016/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$1,563,071 · Scale 2, in force from 26 Feb 2026)