LTV · monthly repayment
▼ 0.50% · 3.625%
HK$83,866
−HK$5,260/mo
▼ 0.25% · 3.875%
HK$86,475
−HK$2,651/mo
Today · 4.125%
HK$89,126
baseline
▲ 0.50% · 4.625%
HK$94,549
+HK$5,423/mo
Deposit HK$18.39M · loan HK$18.39M · min. income ≈ HK$178,252/mo (50% DSR)
Upfront cash ≈ HK$19.95M (deposit + AVD stamp duty HK$1,563,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,301
−HK$5,040/mo
▼ 0.25% · 3.875%
HK$95,803
−HK$2,538/mo
Today · 4.125%
HK$98,341
baseline
▲ 0.50% · 4.625%
HK$103,525
+HK$5,184/mo
Deposit HK$18.39M · loan HK$18.39M · min. income ≈ HK$196,682/mo (50% DSR)
Upfront cash ≈ HK$19.95M (deposit + AVD stamp duty HK$1,563,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,640
−HK$6,311/mo
▼ 0.25% · 3.875%
HK$103,770
−HK$3,181/mo
Today · 4.125%
HK$106,951
baseline
▲ 0.50% · 4.625%
HK$113,458
+HK$6,507/mo
Deposit HK$14.71M · loan HK$22.07M · min. income ≈ HK$213,902/mo (50% DSR)
Upfront cash ≈ HK$16.27M (deposit + AVD stamp duty HK$1,563,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,961
−HK$6,049/mo
▼ 0.25% · 3.875%
HK$114,963
−HK$3,047/mo
Today · 4.125%
HK$118,010
baseline
▲ 0.50% · 4.625%
HK$124,230
+HK$6,220/mo
Deposit HK$14.71M · loan HK$22.07M · min. income ≈ HK$236,020/mo (50% DSR)
Upfront cash ≈ HK$16.27M (deposit + AVD stamp duty HK$1,563,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,413
−HK$7,363/mo
▼ 0.25% · 3.875%
HK$121,065
−HK$3,711/mo
Today · 4.125%
HK$124,776
baseline
▲ 0.50% · 4.625%
HK$132,368
+HK$7,592/mo
Deposit HK$11.03M · loan HK$25.75M · min. income ≈ HK$249,552/mo (50% DSR)
Upfront cash ≈ HK$12.60M (deposit + AVD stamp duty HK$1,563,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,621
−HK$7,057/mo
▼ 0.25% · 3.875%
HK$134,124
−HK$3,554/mo
Today · 4.125%
HK$137,678
baseline
▲ 0.50% · 4.625%
HK$144,935
+HK$7,257/mo
Deposit HK$11.03M · loan HK$25.75M · min. income ≈ HK$275,356/mo (50% DSR)
Upfront cash ≈ HK$12.60M (deposit + AVD stamp duty HK$1,563,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,960
−HK$9,466/mo
▼ 0.25% · 3.875%
HK$155,655
−HK$4,771/mo
Today · 4.125%
HK$160,426
baseline
▲ 0.50% · 4.625%
HK$170,188
+HK$9,762/mo
Deposit HK$3.68M · loan HK$33.10M · min. income ≈ HK$320,852/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$1,563,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,941
−HK$9,073/mo
▼ 0.25% · 3.875%
HK$172,445
−HK$4,569/mo
Today · 4.125%
HK$177,014
baseline
▲ 0.50% · 4.625%
HK$186,345
+HK$9,331/mo
Deposit HK$3.68M · loan HK$33.10M · min. income ≈ HK$354,028/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$1,563,125 · Scale 2, in force from 26 Feb 2026)