LTV · monthly repayment
▼ 0.50% · 3.625%
HK$83,883
−HK$5,260/mo
▼ 0.25% · 3.875%
HK$86,492
−HK$2,651/mo
Today · 4.125%
HK$89,143
baseline
▲ 0.50% · 4.625%
HK$94,567
+HK$5,424/mo
Deposit HK$18.39M · loan HK$18.39M · min. income ≈ HK$178,286/mo (50% DSR)
Upfront cash ≈ HK$19.96M (deposit + AVD stamp duty HK$1,563,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,319
−HK$5,042/mo
▼ 0.25% · 3.875%
HK$95,822
−HK$2,539/mo
Today · 4.125%
HK$98,361
baseline
▲ 0.50% · 4.625%
HK$103,546
+HK$5,185/mo
Deposit HK$18.39M · loan HK$18.39M · min. income ≈ HK$196,722/mo (50% DSR)
Upfront cash ≈ HK$19.96M (deposit + AVD stamp duty HK$1,563,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,660
−HK$6,312/mo
▼ 0.25% · 3.875%
HK$103,791
−HK$3,181/mo
Today · 4.125%
HK$106,972
baseline
▲ 0.50% · 4.625%
HK$113,481
+HK$6,509/mo
Deposit HK$14.71M · loan HK$22.07M · min. income ≈ HK$213,944/mo (50% DSR)
Upfront cash ≈ HK$16.28M (deposit + AVD stamp duty HK$1,563,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,983
−HK$6,050/mo
▼ 0.25% · 3.875%
HK$114,986
−HK$3,047/mo
Today · 4.125%
HK$118,033
baseline
▲ 0.50% · 4.625%
HK$124,255
+HK$6,222/mo
Deposit HK$14.71M · loan HK$22.07M · min. income ≈ HK$236,066/mo (50% DSR)
Upfront cash ≈ HK$16.28M (deposit + AVD stamp duty HK$1,563,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,436
−HK$7,365/mo
▼ 0.25% · 3.875%
HK$121,089
−HK$3,712/mo
Today · 4.125%
HK$124,801
baseline
▲ 0.50% · 4.625%
HK$132,394
+HK$7,593/mo
Deposit HK$11.04M · loan HK$25.75M · min. income ≈ HK$249,602/mo (50% DSR)
Upfront cash ≈ HK$12.60M (deposit + AVD stamp duty HK$1,563,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,647
−HK$7,058/mo
▼ 0.25% · 3.875%
HK$134,151
−HK$3,554/mo
Today · 4.125%
HK$137,705
baseline
▲ 0.50% · 4.625%
HK$144,964
+HK$7,259/mo
Deposit HK$11.04M · loan HK$25.75M · min. income ≈ HK$275,410/mo (50% DSR)
Upfront cash ≈ HK$12.60M (deposit + AVD stamp duty HK$1,563,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,990
−HK$9,468/mo
▼ 0.25% · 3.875%
HK$155,686
−HK$4,772/mo
Today · 4.125%
HK$160,458
baseline
▲ 0.50% · 4.625%
HK$170,221
+HK$9,763/mo
Deposit HK$3.68M · loan HK$33.11M · min. income ≈ HK$320,916/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$1,563,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,974
−HK$9,076/mo
▼ 0.25% · 3.875%
HK$172,479
−HK$4,571/mo
Today · 4.125%
HK$177,050
baseline
▲ 0.50% · 4.625%
HK$186,382
+HK$9,332/mo
Deposit HK$3.68M · loan HK$33.11M · min. income ≈ HK$354,100/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$1,563,435 · Scale 2, in force from 26 Feb 2026)