LTV · monthly repayment
▼ 0.50% · 3.625%
HK$83,885
−HK$5,260/mo
▼ 0.25% · 3.875%
HK$86,494
−HK$2,651/mo
Today · 4.125%
HK$89,145
baseline
▲ 0.50% · 4.625%
HK$94,570
+HK$5,425/mo
Deposit HK$18.39M · loan HK$18.39M · min. income ≈ HK$178,290/mo (50% DSR)
Upfront cash ≈ HK$19.96M (deposit + AVD stamp duty HK$1,563,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,321
−HK$5,042/mo
▼ 0.25% · 3.875%
HK$95,824
−HK$2,539/mo
Today · 4.125%
HK$98,363
baseline
▲ 0.50% · 4.625%
HK$103,548
+HK$5,185/mo
Deposit HK$18.39M · loan HK$18.39M · min. income ≈ HK$196,726/mo (50% DSR)
Upfront cash ≈ HK$19.96M (deposit + AVD stamp duty HK$1,563,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,662
−HK$6,312/mo
▼ 0.25% · 3.875%
HK$103,793
−HK$3,181/mo
Today · 4.125%
HK$106,974
baseline
▲ 0.50% · 4.625%
HK$113,484
+HK$6,510/mo
Deposit HK$14.72M · loan HK$22.07M · min. income ≈ HK$213,948/mo (50% DSR)
Upfront cash ≈ HK$16.28M (deposit + AVD stamp duty HK$1,563,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,986
−HK$6,050/mo
▼ 0.25% · 3.875%
HK$114,989
−HK$3,047/mo
Today · 4.125%
HK$118,036
baseline
▲ 0.50% · 4.625%
HK$124,258
+HK$6,222/mo
Deposit HK$14.72M · loan HK$22.07M · min. income ≈ HK$236,072/mo (50% DSR)
Upfront cash ≈ HK$16.28M (deposit + AVD stamp duty HK$1,563,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,439
−HK$7,365/mo
▼ 0.25% · 3.875%
HK$121,092
−HK$3,712/mo
Today · 4.125%
HK$124,804
baseline
▲ 0.50% · 4.625%
HK$132,398
+HK$7,594/mo
Deposit HK$11.04M · loan HK$25.75M · min. income ≈ HK$249,608/mo (50% DSR)
Upfront cash ≈ HK$12.60M (deposit + AVD stamp duty HK$1,563,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,650
−HK$7,058/mo
▼ 0.25% · 3.875%
HK$134,154
−HK$3,554/mo
Today · 4.125%
HK$137,708
baseline
▲ 0.50% · 4.625%
HK$144,967
+HK$7,259/mo
Deposit HK$11.04M · loan HK$25.75M · min. income ≈ HK$275,416/mo (50% DSR)
Upfront cash ≈ HK$12.60M (deposit + AVD stamp duty HK$1,563,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,993
−HK$9,469/mo
▼ 0.25% · 3.875%
HK$155,690
−HK$4,772/mo
Today · 4.125%
HK$160,462
baseline
▲ 0.50% · 4.625%
HK$170,225
+HK$9,763/mo
Deposit HK$3.68M · loan HK$33.11M · min. income ≈ HK$320,924/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$1,563,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,978
−HK$9,076/mo
▼ 0.25% · 3.875%
HK$172,483
−HK$4,571/mo
Today · 4.125%
HK$177,054
baseline
▲ 0.50% · 4.625%
HK$186,386
+HK$9,332/mo
Deposit HK$3.68M · loan HK$33.11M · min. income ≈ HK$354,108/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$1,563,472 · Scale 2, in force from 26 Feb 2026)