LTV · monthly repayment
▼ 0.50% · 3.625%
HK$83,919
−HK$5,262/mo
▼ 0.25% · 3.875%
HK$86,529
−HK$2,652/mo
Today · 4.125%
HK$89,181
baseline
▲ 0.50% · 4.625%
HK$94,608
+HK$5,427/mo
Deposit HK$18.40M · loan HK$18.40M · min. income ≈ HK$178,362/mo (50% DSR)
Upfront cash ≈ HK$19.97M (deposit + AVD stamp duty HK$1,564,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,359
−HK$5,044/mo
▼ 0.25% · 3.875%
HK$95,863
−HK$2,540/mo
Today · 4.125%
HK$98,403
baseline
▲ 0.50% · 4.625%
HK$103,590
+HK$5,187/mo
Deposit HK$18.40M · loan HK$18.40M · min. income ≈ HK$196,806/mo (50% DSR)
Upfront cash ≈ HK$19.97M (deposit + AVD stamp duty HK$1,564,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,703
−HK$6,315/mo
▼ 0.25% · 3.875%
HK$103,835
−HK$3,183/mo
Today · 4.125%
HK$107,018
baseline
▲ 0.50% · 4.625%
HK$113,529
+HK$6,511/mo
Deposit HK$14.72M · loan HK$22.08M · min. income ≈ HK$214,036/mo (50% DSR)
Upfront cash ≈ HK$16.29M (deposit + AVD stamp duty HK$1,564,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,031
−HK$6,052/mo
▼ 0.25% · 3.875%
HK$115,035
−HK$3,048/mo
Today · 4.125%
HK$118,083
baseline
▲ 0.50% · 4.625%
HK$124,308
+HK$6,225/mo
Deposit HK$14.72M · loan HK$22.08M · min. income ≈ HK$236,166/mo (50% DSR)
Upfront cash ≈ HK$16.29M (deposit + AVD stamp duty HK$1,564,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,486
−HK$7,368/mo
▼ 0.25% · 3.875%
HK$121,141
−HK$3,713/mo
Today · 4.125%
HK$124,854
baseline
▲ 0.50% · 4.625%
HK$132,451
+HK$7,597/mo
Deposit HK$11.04M · loan HK$25.76M · min. income ≈ HK$249,708/mo (50% DSR)
Upfront cash ≈ HK$12.60M (deposit + AVD stamp duty HK$1,564,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,702
−HK$7,062/mo
▼ 0.25% · 3.875%
HK$134,208
−HK$3,556/mo
Today · 4.125%
HK$137,764
baseline
▲ 0.50% · 4.625%
HK$145,026
+HK$7,262/mo
Deposit HK$11.04M · loan HK$25.76M · min. income ≈ HK$275,528/mo (50% DSR)
Upfront cash ≈ HK$12.60M (deposit + AVD stamp duty HK$1,564,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,054
−HK$9,472/mo
▼ 0.25% · 3.875%
HK$155,753
−HK$4,773/mo
Today · 4.125%
HK$160,526
baseline
▲ 0.50% · 4.625%
HK$170,294
+HK$9,768/mo
Deposit HK$3.68M · loan HK$33.12M · min. income ≈ HK$321,052/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$1,564,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,046
−HK$9,079/mo
▼ 0.25% · 3.875%
HK$172,553
−HK$4,572/mo
Today · 4.125%
HK$177,125
baseline
▲ 0.50% · 4.625%
HK$186,461
+HK$9,336/mo
Deposit HK$3.68M · loan HK$33.12M · min. income ≈ HK$354,250/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$1,564,101 · Scale 2, in force from 26 Feb 2026)